Collateral Risk Analyst (Mortgage, MBS, Whole loan pricing)
Collateral Risk Analyst (Contract | Hybrid – San Francisco, CA)
We are seeking a Collateral Risk Analyst to join a leading financial institution on a 6-month contract (potential for FTE conversion) . This role focuses on collateral modeling, loan valuation, and risk analytics , supporting key decision-making across mortgage portfolios.
Key Responsibilities
Produce analytics to determine member borrowing capacity and collateral valuation
Manage quarterly valuation and risk analysis for residential & commercial mortgage collateral
Integrate and validate 3rd-party pricing/vendor data
Support and enhance haircut/margin and pricing methodologies
Maintain and optimize collateral models and reporting processes
Analyze large datasets to identify trends and support decision‑making
Assist with model validation, reporting to senior leadership , and system/data mapping updates
Provide support for member portal and collateral data issues
Must-Have Skills
3+ years in mortgage portfolio analysis & risk management
Strong knowledge of MBS and whole loan pricing & valuation concepts
Proven experience handling large, complex datasets across platforms
Advanced proficiency in Excel, Power BI, and SQL
Strong analytical, problem‑solving, and data storytelling skills
Nice to Have
Experience with Polypaths, AFT, or mortgage market tools
5+ years of relevant experience
Degree in Finance, Economics, Statistics, or related field
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