Loan Officer

Description: Loan Officer - Ag/ Commercial (on-site position) We are growing and seeking a dedicated and knowledgeable Agricultural/ Commercial Loan Officer to join our team. This role offers an exciting opportunity to support farmers, agribusinesses, and rural communities. If you have a passion for agriculture and finance, and enjoy building strong client relationships, we invite you to apply and grow with us. Key Responsibilities:Evaluate and authorize agricultural & commercial loan applications, ensuring compliance with bank policies and regulatory requirements Analyze financial statements, credit reports, and collateral to assess borrower creditworthiness Business development which will consist of maintaining positive relationships with our current customers and fostering relationships, networking and community involvement in an effort to obtain new customers. Provide expert guidance on loan products, repayment options, and financial planning Monitor ongoing loan performance and conduct regular reviews to mitigate risk Collaborate with internal teams to ensure smooth loan processing and documentation Stay informed about industry trends, market conditions, and regulatory changes affecting agricultural/ commercial lending Requirements: Skills and Qualifications:Bachelor's degree in Finance, Agriculture, Business Administration, or related field or equivalent experience 3 -5 years experience in agricultural and commercial lending Strong understanding of agricultural industry practices, credit analysis, and loan structuring Excellent interpersonal and communication skills Ability to assess financial data and make sound lending decisions Knowledge of relevant regulations and compliance standards Detail-oriented with strong organizational skills PI1c2116b1b834-26289-40551178