Residential Mortgage Due Diligence Specialist

LOCATION OF JOB: Denver, CO or Dallas, TXPOSITION OVERVIEW: Axia Capital Solutions (“Axia”) is a full-service transaction and portfolio management platform that leverages deep subject matter expertise and modern technology to assist clients with the acquisition, management, and disposition of mortgage and mortgage-related assets. We have significant growth objectives enabled by the backing and mandate of affiliates of Apollo Global Management and are seeking an experienced and highly-motivated Asset Review Specialist to support our due diligence activities in connection with the acquisition, management, and disposition of residential mortgage loans. In this role you will oversee and evaluate third-party due diligence reviews. This role ensures the accuracy, completeness, and risk assessment of data from TPRs and supports Trading and Transaction Management to make informed decisions. The ideal candidate thrives in a creative, fast‑moving environment and is comfortable managing data, analytics, reporting, and communications at scale.PRIMARY RESPONSIBILITIES:Third-Party Due Diligence OversightDevelop product-specific sampling methodologies and TPR review scopes.Coordinate preparation and distribution of data files required for TPR reviews.Review and validate Reliance Letters related to TPR reports.Review and validate third-party due diligence reports, including data integrity, credit, compliance, and property valuation reviewsRe-underwrite loans to validate or dispute conditionsChallenge vendor findings where appropriate and coordinate re-reviews or escalationsAnalyze TPR report data relative to bid data and identify material changesEvaluate grading methodologies (e.g., EV1, EV2, EV3 or equivalent) and ensure consistency with internal credit policyAssess regulatory compliance with federal and state lending regulations (e.g., ATR/QM, TRID, RESPA, TILA, ECOA)Evaluate appraisal standards and property valuation findingsTransaction SupportAddress and resolve findings with buy-side and sell-side transaction counterpartiesQuantify findings-related risk exposureWork with Transaction Management and Trading to quantify risks and support re-pricing decisionsPrepare executive summaries outlining key findings, trends, and risk concentrationsVendor ManagementServe as primary point of contact for third-party due diligence firmsReview vendor work product and reporting standardsMonitor vendor performance and turnaround times relative to SLAs and transaction requirementsBalance vendor load based on relevant quality and capacity metricsProcess ImprovementIdentify process improvements to reduce exceptions and operational riskAssist in developing and maintaining operating procedures related to due diligence managementMaintain documentation to support internal/external auditsData & ReportingTrack originator/seller defect trendsMaintain due diligence tracking logs and reporting dashboardsQUALIFICATIONS AND EXPERIENCE: Bachelor’s degree in finance, business, real estate, or a related field preferred, or equivalent relevant experience5-7+ years of RML due diligence review and underwriting experienceExperience working in an active loan trading environment, mortgage banking, correspondent lending, TPR firm, etc.Direct experience reviewing third-party due diligence reports for bulk or correspondent whole loan tradesStrong knowledge of various loan products and related origination guidelines, including Agency NOO, Jumbo, Non-QM, CES, HELOCs, and RTLsFamiliarity with whole loan and securitization transaction processesAdept at learning and working in SaaS-type technology platforms and managing data accordingly, whether in a system of record or separately in ExcelAbility to reconcile large data sets and loan schedules accuratelyExceptional attention to detailStrong analytical and problem-solving abilitiesAbility to manage multiple trades and deadlines concurrentlyClear and professional written and verbal communication skillsProactive and solutions-oriented mindsetPreferred QualificationsExisting relationships with institutional RML sellers and buyersExisting relationships with TPR firmsKnowledge of industry standard LOS platformsExposure to non-performing/re-performing mortgage loansPay Range:$150,000-200,000Your actual compensation will be determined on a case-by-case basis and may vary based on job-related knowledge and skills, education, experience, internal equity and market competitiveness.You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.Axia accepts applications for this position on an on-going basis.Axia is an equal opportunity/affirmative action employer. The firm and its affiliates do not discriminate in employment because of race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or because of any other criteria prohibited under controlling federal, state or local law.