CECL Model Development & Implementation Lead

The CECL Model Development & Implementation Lead leads Current Expected Credit Losses (CECL) model development, enhancement, and end-to-end implementation initiatives, focusing on improving model performance, expanding coverage across new segments, and ensuring models are production-ready within a scalable and automated framework.Key Responsibilities And DutiesDevelops and implements Current Expected Credit Losses (CECL) models for material segments without existing coverage, including assessing portfolio characteristics and identifying key risk drivers.Leads model enhancement and replacement strategy for underperforming models, including reassessment of assumptions, data inputs, and model structure.Executes end-to-end model development lifecycle, including calibration, testing, documentation, validation readiness, production deployment, and model performance monitoring.Applies strong understanding of cash flow-based CECL methodologies, including lifetime loss estimation, prepayment, and charge-off dynamics.Identifies opportunities for system automation and process improvement across data preparation, model execution, and testing.Educational RequirementsUniversity (Degree) PreferredRequired QualificationsExtensive experience in model development, testing, and production implementation across multiple asset classes, including CRE, C&I, and consumer portfolios.Strong programming skills in Python, SAS, and SQLExperience in model performance evaluation and back-testingStrong expertise in CECL / ACL frameworks and stress testingPreferred QualificationsMaster’s degree and above in Economics, Finance, accounting, and related areas (highly preferred).Experience with Moody’s platformsRole Specific Work Experience5+ Years Required; 7+ Years PreferredPhysical RequirementsPhysical Requirements: Sedentary WorkCareer Level8IC$143,581 - $194,257 ,EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.VEVRAA Federal ContractorMember FDICNotice to Job SeekersQualificationsEverBank, N.A. is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company:Medical, dental, vision & HSA/FSA 401(k) savingsPaid holidays & generous PTOAdditional wellness & voluntary benefitsAdditional Company-provided Benefit Options (subject To Plan Terms)Tuition reimbursementCommuter BenefitsLife and Disability InsurancePosting end date: 6/5/2026