Processor

Processor HomeRate Mortgage — Chattanooga & Cleveland, TN (Powered by MortgageRight) Great processors don’t look for jobs — they look for platforms that make their work easier and their income higher. HomeRate Mortgage is expanding across the Chattanooga–Cleveland corridor, and we are hiring a high-performing Mortgage Loan Processor who wants to operate inside a modern, technology-driven lending environment. Let’s be direct: Your earning power rises with your ability to execute. We invest heavily in systems that eliminate friction. If you are tired of chasing documents, digging through email chains, or working inside outdated LOS workflows — you will immediately feel the difference at HomeRate. The Technology Advantage (This Is a Big Deal) We have built an operational ecosystem designed to make processors faster, more organized, and significantly less stressed. ✅ Automated document collection — borrowers upload directly into structured file folders ✅ Technology-assisted income calculation to reduce manual analysis ✅ Underwriters operate within the same system you do ✅ Seamless communication between processing, underwriting, agents, and clients ✅ Cleaner files faster approvals smoother closings ✅ Less time hunting conditions, more time moving loans forward Translation: fewer headaches, more productivity, stronger income potential. Compensation Salary plus per file bonus Stable structure with upside tied to performance Work inside a company that values operational excellence We reward execution — not just tenure. Why Processors Choose HomeRate Technology-forward mortgage platform Fast-moving production environment Leadership that understands operations Strong communication between sales and processing Growing regional presence In-branch collaboration (no isolation) A culture built around teamwork and accountability You will not feel like a number here — you will feel like a critical driver of closings. What You’ll Do Manage residential loan files from contract through closing Review loan applications and supporting documentation for completeness and accuracy Submit clean files to underwriting Communicate clearly with loan officers, underwriters, agents, and borrowers Collect and track conditions efficiently Keep pipelines moving on schedule Ensure compliance with lending guidelines and company standards Deliver a smooth borrower experience Your role directly impacts client satisfaction and company growth. What Makes You a Strong Fit Required: Mortgage processing experience Strong knowledge of residential loan documentation Highly organized with exceptional attention to detail Excellent communication skills Ability to manage multiple files without sacrificing quality Comfortable operating in a fast-paced production environment Problem-solver mentality Preferred: Experience with Encompass LOS Familiarity with agency and government loan guidelines Proven ability to manage high-volume pipelines Location In-Branch — Chattanooga & Cleveland, TN We believe the best operations teams collaborate closely. This is an in-person role designed for speed, alignment, and execution. Candidates should be local to the greater Chattanooga/Cleveland area. Who Thrives Here Processors who succeed at HomeRate tend to: Take ownership Move quickly Communicate proactively Stay organized under pressure Care about file quality Want to grow professionally If you prefer slow and predictable, this won’t be your environment. If you want strong income, modern tools, and a company investing in growth — you should apply. Let’s Build the Operational Engine That Leads Southeast Tennessee HomeRate Mortgage is assembling a team that intends to set the standard for service and execution in this region. If you are ready to step into a technology-powered processing role with real income upside — we want to meet you. Apply today.