Corporate Banking Analyst
Job Summary: The Corporate Banking Analyst will serve as a key member of the deal team in the underwriting, credit approval, and portfolio management; supporting the deal team by analyzing financial and operating data for trends in financial performance of companies and industries. The Corporate Banking Analyst will be involved in the initial screening of transactions, due diligence, credit approval, and negotiation of legal documentation. The Analyst will help assess our hold appetite across revolvers and term loans. Experienced Corporate Banking Analyst will participate in client pitches to help support cross-selling opportunities for hedging and other traditional corporate banking products.Primary Function and Responsibilities:New Underwritings:Use independent critical thinking skills to analyze historical financial performance, create Base/Stress case financial projection models, develop risks and mitigants, business strengths, and credit rationale for completing a transactionWork across groups to compile diligence lists and lead diligence calls with company management teams and other lendersComplete risk / return models for new dealsCollaborate with colleagues on different teams (Leveraged Finance, Investment Banking Industry Coverage, Ancillary Product groups) on materials for committee meetings attended by senior leaders across the bankAddress questions from the Investment Committee and Credit team to support new transactionsPortfolio Management:Review and monitor Borrowers' financial statements for potential changes which may affect the Borrower's performance through detailed review of quarterly financial statements, participation in quarterly lender calls, and ongoing dialogue with management teamsPrepare concise credit analysis and other correspondence on a quarterly basis for certain Borrowers, and on an annual basis for all BorrowersAssess Borrowers' internal risk rating on a regular basis based on their financial performance and changes to the qualitative aspects of the businessEvaluate opportunities for new business (ancillary products such as FX and interest rate hedging and cash management) with existing BorrowersConduct analysis and comprehensive review of industry trends and comparable transactions in the industryRelationship Management:Assist in the preparation of pitch materials for client meetings and cross-sell of corporate banking productsExperienced analysts will participate in client pitches to help support cross-selling opportunities for hedging and other traditional corporate banking productsRequired Skills , Education, Experience:Excellent analytical skills pertaining to business, financial, and credit analysis.Skilled in building complex three-statement financial models.Strong written and oral communication skills.Strong proficiency in Microsoft Office products, notably MS Excel.Ability to be creative, insightful and resourceful in performance of duties.Strong interpersonal skills used within a demanding team environmentStrong ability to attentively review, assess, and provide detailed information daily on multiple projects in an organized mannerExcellent capability to independently function as part of a team through self-motivation.Completion of a financial analysis credit training program.One to three years of relevant experience within investment banking, corporate banking, corporate credit, commercial banking or capital markets.Prior experience with a large Financial Institution is strongly preferred.An undergraduate degree with academic coursework in finance, economics, or accounting and an outstanding academic achievement.