Post Closing Specialist

Job Description :We are seeking a Post-Closing Specialist to manage closed real estate and mortgage loan files. You will ensure all legal and financial documents are accurate, fully compliant, and delivered to investors or recorded with local jurisdictions. You will serve as the crucial link between title agencies, lenders, and borrowers. Additionally, this position involves evaluating, preparing closing packages, purchasing, and managing loans originated by correspondent lenders. Duties/Responsibilities:Log in all closing packages upon arrival.Review closed mortgage loan packages for completeness and accuracy. Verify signatures, required documents, and compliance with program and investor guidelines.Scan files into the company LOS (BytePro) within established company timeframes, to ensure timely delivery of loan files to investors.Ship notes packages to the various warehouses daily.Ship closed loan files to investors, custodians, and internal departments per required timelines and checklists.Monitor delivery pipelines and ensure all final/trailing documents (e.g., recorded mortgages, title policies) are received and properly stored. Track investor deadlines.Cure post-closing deficiencies in coordination with title companies, attorneys, and internal staff (underwriters, processors, and funders).Track and obtain missing or corrected documents (e.g., recorded mortgage/deed, title policy)Follow up with title companies, closing agents, and internal teams.Ability to clear loans within 15 days.Verify funded loans are registered in MERS, and all pertinent data is completed and accurate. Process TOS & TOB upon sale and transfer of loans.Review and purchase closed mortgage loans from approved correspondent lenders.Identify and clear purchase conditions, exceptions, and defects.Coordinate with correspondents to resolve documentation or compliance issues.Work closely with Underwriting, Secondary, and Account Executives.Maintain accurate records on loan purchases and tracking systems.Serve as backup to the Servicing Specialist. Assist with servicing phone calls, processing payments over the phone or through the online payment portal, posting payments in the LOS (BytePro), preparing mortgage statements, and goodbye letters as needed.Perform other duties as assigned to support overall mortgage operations and quality control efforts. Qualifications:High School Diploma or equivalent.1-3 years of experience in mortgage lending, underwriting, correspondent lending, post-closing, closing, shipping, or loan processing.Strong knowledge of mortgage documentation, compliance requirements & closing process.Proficiency in Microsoft Office (Word, Excel, Outlook).Experience with loan origination systems (LOS) & document imaging software.Exceptional attention to detail and ability to work in a fast-paced, high-volume environment. Preferred Qualifications:Associate's or Bachelor's degree in Finance, Business, or related field.Familiarity with agency guidelines (experience with Fannie Mae / Freddie Mac preferred). Job Type: Full-time Benefits:401(k)Dental insuranceHealth insurancePaid time offVision insurance Work Location: In-Person, Cypress, CA 90630