Financial Care Agent (Credit Acceptance)

Financial Care AgentThe Financial Care Agent is responsible for effectively negotiating the resolution of early stage past due accounts on behalf of clients while maintaining a high level of customer satisfaction, by providing a professional, positive, and empathetic experience to each consumer engagement, as well as adhering to all applicable company, client, and regulatory requirements.Essential FunctionsMeet or exceed productivity goals established by the Client and CompanyEfficiently manage customer accounts and file records according to Company and Client work standardsEfficiently handle and maintain customers' accountsAccurately and thoroughly update and document account notesUse probing questions to assess the consumer's situation and assist with resolving issues according to client's work standardsNegotiate for payment arrangements on delinquent accountsQuickly make knowledge-based decisions to resolve the related issuesStay abreast of daily and weekly Operations news and information; acknowledge receipt and understanding of policy and procedure updatesComplete all assignments as required or requested by Operations managementMaintain knowledge, understanding, and compliance with all federal, state, and local laws and regulations within functional area and with Client policies and proceduresCommunicate professionally and appropriately with clients, consumers, co-workers, and managementMeet required criteria for work schedules and adhere to attendance policies as outlined in the Employee Handbook and site policies and proceduresKeep up-to-date knowledge, understanding, and compliance with governmental laws and regulations within functional area and with Company policies and proceduresMaintain regular attendance and timeliness which are required due to the production-based nature of the business and client requirementsAdhere to all Company and customer confidentiality and security policies and proceduresNon-Essential FunctionsPerform other duties and special projects as assignedSupervisory Responsibilities/AccountabilitiesThis position does not require supervisory responsibilities/accountabilities.RequirementsHigh School Diploma or General Educational Development (GED) certificateTwo or more years of applicable customer service or related experienceProficient computer skills, including utilization of computerized collections software programs. Experience with spreadsheets and automated systemsExcellent customer service skills, including strong problem solving and negotiating skills, interpersonal, written, and oral communication skills. Ability to listen, communicate (written and verbal). Close attention to detailAbility to work independently, self-starter, energetic, demonstrate good common sense, ethical and sound judgmentMust adhere to all Company, Client and Consumer confidentiality and security policies and proceduresPhysical RequirementsWhile performing the duties of this job, the employee is regularly required to talk, type, see, and hear while using a computer for periods of time. The employee frequently is required to multi-task (e.g., talk and type simultaneously). The typing aspect of the job requires the employee to reach with hands and arms; and use hands and fingers to handle/feel the keys. The job requires extensive use of keyboards and computers.Working ConditionsWork is generally performed within an indoor office environment utilizing standard office equipment. Desk setting inbound call center/cubicle Position Type/Expected Hours of Work Some flexibility in hours allowed but must be available during the department's scheduled hours and guidelines, which include at least one or two evening and/or weekend shifts. Full-time employees must maintain continuous full-time employment status. Because of the production-based nature of the job, employees must be able to adhere to their schedule and attendance policies.