Full-Stack Engineer

About ClerkieClerkie is a fintech startup on a mission to democratize financial wellness using the power of artificial intelligence. Launched in 2018, Clerkie began with an app, aiming to help the nearly 123 million underserved Americans in need of financial guidance. Since its inception, the company has expanded its services and now pairs consumer guidance with cutting-edge B2B software. By pairing the two through the Clerkie network, these tools have become the go-to resource for creditors looking to manage loan losses while simultaneously helping millions of borrowers get out of debt.Clerkie is a remote-first company, with over 40 employees spanning 4 time zones across the United States. To date, the company has raised $41 million, including a $33 million Series A round in early 2023. Investors include leading financial and venture institutions, including Citi Ventures, Left Lane Capital, Wellington Ventures, Flourish Ventures, and Vestigo Ventures.About the roleWe're looking for a Full-Stack engineer who wants to build, own, and ship end-to-end product experiences in a fast-moving environment. This role is ideal for someone who is comfortable working across the stack - from backend systems to user-facing applications - and is ready to take meaningful ownership of features and systems.At Clerkie, engineers don't just implement specs. You'll collaborate closely with product and design, contribute to technical decisions, and help shape how features come to life from concept through production. Because we're still early, this role goes beyond execution. You'll play a key role in how we build - contributing to system design, product development, and the overall evolution of our platform.Here's what you'll doBuild and maintain full-stack features across backend services and user-facing applicationsOwn features end-to-end - from design and implementation through productionContribute to system reliability, performance, and scalabilityParticipate in technical design discussions and architecture decisionsCollaborate closely with product and design to deliver high-quality user experiencesImprove visibility into system health and performanceContribute to internal engineering practices, tooling, and documentationHere's a snapshot of what the Engineer team tackled recentlyScaled backend systems to support growing enterprise usageBuilt new infrastructure to support partner integrationsImproved system observability and production reliabilitySupported high-priority product initiatives tied to revenue growthCollaborated closely with leadership on technical direction and tradeoffsRefined how we build, ship, and maintain systemsHelped clean up and organize Coda, our internal knowledge hub, to make life easier for future new hires (like you!)Onboarded a new teammate to the Engineering team and updated internal rituals to set them up for successSpent the day on a private yacht in the Bahamas (yep), swimming with pigs, paddleboarding, jet skiing, and joining our team hackathon on a private islandAnd more! From big wins to team traditions, it's been a big year so far and we're just getting started 😎Must-havesExperience building and shipping full-stack applications in productionStrong fundamentals in backend development and system designProficiency in JavaScript / TypeScript (Node.js and modern frontend frameworks)Experience working with databases (NoSQL experience is a plus)Ability to own features end-to-end and operate independentlyStrong communication skills across technical and non-technical teamsComfort working in a fast-moving startup environmentNice-to-haves (but not required)Previous Full-Stack or software engineering experienceExperience with cloud infrastructure (e.g., AWS)Experience working on data-intensive or complex applicationsFamiliarity with fintech or regulated environmentsExperience in early-stage or high-growth startupsCuriosity about financial wellness and mission-driven technologyWhat we valueStrong ownership mindset - you take responsibility for outcomes, not just tasksBias for action - you move quickly and make thoughtful decisionsCustomer-first thinking - you care about the real-world impact of what you buildResilience and adaptability - you can navigate ambiguity and evolving prioritiesDesire to build something meaningful and long-lastingOur salary & benefits💰 Salary range: $90-150k 💼 Equity💻 Remote-first role (US only)🧘 Medical, dental, and vision insurance📈 401(k) + retirement benefits🌴 Paid time off + annual company retreat💻 Company laptop + home office stipend💙 Collaborative, values-driven cultureOur Hiring ProcessWe believe in a two-way interview process that helps us get to know you—and helps you get to know us.Application & Coderbyte (async candidate time) Recruiting Screen w/ Head of People (15-20 minutes via Google meet)Take-Home Challenge & Live Review w/ Sr. Engineer (challenge is async candidate time, live review is 45 mins via Google meet) Live Coding Challenge w/ Sr. Engineer (90 minutes via Google meet) Final Management Meeting w/ SLT (45 minutes via Google meet)Before we extend any offers, all candidates must successfully complete a standard background check in addition to a reference check. These checks are conducted in tandem to ensure a safe, secure, and compliant environment for all Clerkie team members and stakeholders. We approach this stage with transparency and sensitivity, and candidates will be provided with clear information about the process.Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.