Senior Strategic Finance Manager, Mobility Payments
About Team / RoleWEX is seeking a senior-level individual contributor with deep payments and card-industry economics expertise to own and elevate financial decision-making in our mobility payments portfolios.The Financial Architect of our Mobility portfolios—balancing revenue growth with credit-risk appetite and capital efficiency. This role will serve as the economic authority for payments—integrating unit economics, credit and funding impacts, partner and network economics, pricing, and behavioral insights into clear, actionable recommendations for executive leadership.How You'll Make An Impact Own Payments Unit Economics & Portfolio ProfitabilityLead end-to-end modeling of true unit economics, including:Interchange and fee revenueRewards liability and breakageCredit losses and timingCost of funds and balance-sheet usageBuild and maintain cohort- and segment-level profitability viewsEvaluate portfolio decisions through LTV and contribution margin lenses Finance-Owned Credit & Risk TranslationPartner with Risk to translate:Utilization curvesDelinquency and loss behaviorExpected loss assumptions into financial forecasts and growth tradeoffsEnsure risk assumptions are consistently embedded across:ForecastsLong-range plansPricing and portfolio decisionsProvide a finance-led perspective on growth vs loss vs capital tradeoffs Partner, Network & Ecosystem EconomicsOwn financial evaluation of:Revenue-share and referral structuresNetwork and processor feesPartner-level profitabilityMerchant-side economicsAdvise Commercial teams on:Value-accretive vs dilutive partnershipsDeal structures that scale portfolio valueEstablish economic guardrails for partner strategy Pricing & Portfolio OptimizationLead pricing and portfolio optimizationEvaluate financial impact of:Minimum due structuresDays-to-pay behaviorCredit-limit and line-assignment strategiesIntegrate behavioral analytics into pricing and product decisionsDevelopment of Product/Segment P&Ls Pricing and mix analysis: breakdown of revenue profile by account vintage (vintage performance) Working Capital & Funding Strategy (with Treasury)Model balance-sheet impacts of:AR growthRevolving balancesPortfolio mix shiftsPartner with Treasury to forecast funding needs and cost-of-capital implicationsAnalyze DSO dynamics across fleet card portfolio and translate into working capital intensity metrics or profitability impacts Lead Payments Analytics & FP&A CapabilityOwn the integration of analytics outputs into finance decision frameworksSet economic modeling standards and decision templatesChampion adoption of AI and automation-enabled analytics tools (e.g., Alteryx, Tableau, Python/SQL) to build scalable, repeatable modeling infrastructure; partner with the finance center of expertise on tool integrationElevate Finance’s role as a strategic partner to Product, Risk, and Commercial teamsExperience You'll BringRequired Qualifications:12-15+ years of experience in payments, cards, fintech, or network-based financial servicesDeep hands-on experience with:Interchange economicsCredit losses and funding mechanicsPortfolio-level unit economicsBackground in strategic finance, product finance, or payments-focused FP&AProven ability to influence senior leaders across Product, Risk, and CommercialPreferred QualificationsIssuer, network, or closed-loop ecosystem experienceSMB portfolio exposureExperience with co-brand or partner portfoliosCore programming fluency with analytics and automation tools (e.g., SQL, Python, Alteryx, Tableau) and comfort operating in data-intensive, AI-augmented finance environmentsThe base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.Pay Range: $146,700.00 - $161,500.00