Product Manager, MyPay Chime - San Francisco, CA, US

Product Manager, MyPayChime was created with the mission to make financial peace of mind a reality for millions of everyday people. We're one of the fastest-growing financial technology companies in the U.S., offering banking services that are helpful, easy, and freebecause we want to profit with our members, not from them. Our model doesn't rely on overdraft, monthly service, minimum balance, or other member feesit just focuses on delivering member value.About the role We are hiring a strategic Product Manager to own MyPay, Chime's Earned Wage Access (EWA) product and one of the largest businesses in the company. As the PM for MyPay, you'll operate with an owner's mindsetrunning what is effectively an unofficial P&Lwhile shaping pricing, product strategy, and execution for a highly visible, revenue-driving product. This is a full-stack product role with significant executive exposure, regulatory complexity, and direct scrutiny from external stakeholders.The base salary offered for this role and level of experience will begin at 207,000 and up to 280,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. Actual compensation may vary based on location, skills, and experience.This role is in-office in San Francisco Monday-Thursday every week.In this role, you can expect to:Own the end-to-end product strategy and execution for MyPay, Chime's EWA product, grounded in deep understanding of member needs, behaviors, and financial realitiesFrame ambiguous, high-stakes problems and translate them into clear product bets, hypotheses, and roadmapsBalance short-term iteration with long-term vision, ensuring the product compounds member trust over timeAct as the unofficial GM of the business, owning pricing, growth, profitability, and long-term roadmapPartner closely with Finance, Legal, Risk, Compliance, Data, Marketing, Operations, and Engineering on a highly-regulated product surfaceAnticipate regulatory change and translate ambiguity into clear product direction and execution plansPresent strategy, results, and tradeoffs to executive leadership with high visibility and accountabilityDrive cross-functional alignment across design, engineering, analytics, operations, and marketingTo thrive in this role, you have:610+ years of Product Management experience on consumer-facing, revenue-generating productsPrior ownership of pricing, monetization, or P&L-adjacent responsibilitiesExperience operating in regulated environments (FinTech, payments, lending, banking, or adjacent)A track record of leading complex, cross-functional initiatives with executive-level stakeholdersStrong data fluency, including experimentation, metrics definition, and financial modelingExperience owning full-stack product surfaces (backend systems + user-facing experiences)Comfort operating under pressure with high external and internal visibilityAt Chime, we believe that everyone can achieve financial progress. We created Chimea financial technology company, not a bank*on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.Because if we don'twho will?*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.We know that to achieve our mission, we must earn and keep people's trustso we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wallour values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.Because if we don'twho will?*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.