Senior Financial Crime Investigator

Senior Financial Crime Investigator We're growing fast and we have some very exciting plans. We're looking for a Senior Financial Crime Investigator to help us make them happen.What You Can Expect To Be Doing: Carrying out Customer due diligence (CDD) checks e.g. Peps and SanctionsConduct investigations stemming from trigger events such as transaction monitoring alerts or source of wealth enquiries to identify suspicious activityPerforming manual tasks including document reviews and actioning risk based account closuresProviding recommendations & decisions for financial crime related requests raised by other teams within the businessAdhering to all relevant financial crime processes/procedures to complete operational financial crime workflowsProactively identifying issues with current processes and procedures and implementing improvementsWhat We're Looking For: A keen interest in Financial Crime and FraudComfortable working autonomously, learning quickly, and using initiativeYou have a good understanding of risk mitigationStrong verbal and written communication skillsGood analytical and investigative skills with the ability to make informed decisions using best judgementAttention to detail across all areas of workPrevious experience working with data and using it to come up with recommendations for process enhancementsWhat We're Really Looking For: We're looking for someone who's genuinely excited about Chip and energised by the opportunity to help build the future of wealth, making saving, investing and pensions simpler and more accessible for everyone.We work in a regulated space, so the bar is high. But we've built a team of smart, thoughtful people who care about doing great work and enjoy doing it together. Technical skills matter, obviously. But they're not the only thing we hire for.We want real people. People with interests, perspective and personality. The best teams are made up of individuals who bring different experiences into the room, not just polished CVs and good interview answers.So alongside the technical side, we'll be looking for empathy, self-awareness, sound judgement, resilience and a collaborative mindset. People who are good to work with, especially when things get hard.Working Hours Monday to Thursday: 9:00 AM – 6:00 PMFriday: 8:00 AM – 4:00 PM (Start your weekend early!)Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!Perks £33,000 - £37,000 per annumDiscretionary Performance-Related Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary.Workplace pension scheme - We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career!Private medical insurance (medical history disregarded)Employee Assistance ProgrammeCycle to work schemeSeason ticket loanFree ChipX subscription for UK-based employeesWe are an equal-opportunity employer and value diversityFlexible working arrangements28 days holiday plus bank holidays, plus the days between Christmas and New YearAnnual training budget for courses, workshops, or conferences to help you advance your career.£30 per month Chip Fitness Benefit to suit your Mental/Physical WellbeingCompany laptopOpportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startupOur Interview Process: Video screen with someone from our Talent teamVideo interview with the hiring managerFinal interview with Head of Financial CrimeAbout Chip Chip's mission is to make your life wealthyWe're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions.We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.The Sunday Times listed Chip as the 6th fastest growing tech company in Britain... and we're not slowing down. Chip serves over 500,000 active customers and looks after over £6billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.Our Vision To be the most personal digital wealth manager in the UKWho We Are Chip has a creative and diverse team of 180, from all different backgrounds and industries. We're driven and passionate people, but no one takes themselves too seriously.Don't just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.Our Values Be ACCOUNTABLEEverything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possibleBe BOLDShare our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customersBe COLLABORATIVEWork cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun togetherEqual Opportunities We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It's talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.Note to AgenciesChip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.