RPC Senior Credit Analyst

PurposeResponsible for processing credit requests and annual reviews in the Securitization group.Key responsibilities* Preparation of the second level RPC opinion, including independent analysis of the borrower, transactionstructure, term sheet, financial models, etc. Review and verify risk parameters (ratings, LGD, RWA).Process Phidias/Crew.* Present the risk opinion to the RPC management and the NYCC.* Frequent interaction with the various Front Office teams to gather additional information concerning the client,discuss credit risk issues and mitigants, and obtain relationship profitability information and commercialsupport/strategy.* Active coordination with RPC HO to discuss the risk opinion, communicate credit issues and trend asappropriate, and act as an information relay to the local analysts regarding any governance change impactingthe credit process and analysis.* Active monitoring of the sectors and portfolios covered, and communication to senior management locallyand in Head Office as appropriate, participation in Early Warning meetings and SAR meetings.* Contribute to the US Risk Committee, to the external and internal audit assessments (FRB, SNC, IG), LoanReview missions, assist in portfolio reviews or special projects as needed.* May also be asked to analyze counterparties in different sectors depending on workloads.Key Internal contactsLocal Front Office teams (GMD, ERA, Coverage)Head Office SCS RPC and Front OfficeLocal RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects, Enterprise-Wide Risk)Loan ReviewSalary Range: $150K-$190K#LI-DNICompetencies Essential* Strong ability to:− Succinctly analyse and synthesize credit risk− Cooperate with local and international teams− Make presentations to Credit Committee and otherconstituents as needed− Be proactive, work independently and solveproblems− Manage high workload, be flexible to changingenvironments− Manage and provide guidance to junior staffCompetencies Desirable* Knowledge of French a plusSkills and Knowledge* Credit analysis, financial modelling, legaldocumentation* Bank governance, methodologies and regulatoryenvironment* Microsoft Office suite* Lucid written and verbal communication skills