Pricing Actuary

Acumen is seeking a Senior Pricing Actuary to lead pricing strategy, rate development, and analytical innovation for a fast‑moving property insurance organization. This role blends actuarial rigor with modern data tools, partnering closely with product, underwriting, data science, and finance to drive profitable growth and support a tech‑forward insurance model. Responsibilities: Lead pricing strategy for homeowners and property products, including rate indications, segmentation, elasticity analysis, and competitive positioning. Develop and maintain predictive models that enhance pricing accuracy, risk selection, and portfolio performance. Partner with product and underwriting to design state‑level pricing plans, monitor performance, and recommend rate actions. Oversee filing support for rate, rule, and form submissions, ensuring actuarial soundness and regulatory compliance. Collaborate with data engineering and analytics teams to improve data quality and pricing infrastructure, including automation, dashboards, and model deployment. Present pricing insights, trends, and recommendations to senior leadership to guide portfolio steering and long‑term strategy. Mentor analysts and contribute to building a high‑performing actuarial culture. Qualifications: ACAS or FCAS preferred 6+ years of P&C actuarial experience with a focus on personal lines pricing—homeowners strongly preferred. Proficiency in R, Python, SQL, or similar tools; experience with modern pricing platforms a plus. Strong understanding of property risk drivers, including CAT exposure, secondary modifiers, and inspection‑based rating factors.