Mtge Home Ln Advisor
About this Role Mortgage Home Loan Advisor (Base+Commission)Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.In this Role You WillSourcing leads for mortgage home loansMeet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loanSubmit completed applications and confer with underwriters to aid in resolving mortgage application concernsAdvise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are metWork with both the processor and borrower, if loan is denied, about reconstructing loan under a different programCoordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing processQualifications, Competencies and SkillsHave a high school diploma or general education degree (GED)Have one to two years related experience and/or trainingAre proficient with Windows-based softwareHave the ability to drive a car or obtain other reliable transportation is requiredAre able to speak, read, write and effectively interpret documents and reportsHave competent math skillsAre registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hireAre self-motivated and extremely detail orientedThrive in a fast-paced, constantly changing environment Compensation DisclosureThe range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the stated range. The range is driven by the geographic location of the anticipated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance.