Head of C&I Credit

Broadgate are excited to be partnering with a New York based Regional Bank who are looking for a Senior Credit leader.Essential Duties & ResponsibilitiesCredit Governance & Approvals:Serve as a voting member of the Greenlight Working Group, Credit Risk Committee, and Troubled Asset Working Group.Exercise final credit approval authority within delegated limits; approve or decline transactions (new, extensions, modifications) that fall outside standard underwriting parameters.Approve and challenge C&I risk rating migrations between pass and classified/criticized.Provide effective challenge on material credit risk decisions prior to committee presentations, including policy compliance, risk ratings, exposure limits, and identified weaknesses.Credit Framework & Policy Oversight:Review, approve, and monitor credit policy exceptions, including trend analysis and remediation.Partner with the Chief Credit Risk Officer (CCRO) and risk committees to establish portfolio and counterparty limits aligned with the Bank's risk appetite.Anticipate and assess regulatory developments, macroeconomic conditions, and industry trends to proactively adjust credit risk practices.Remediate credit risk MRAs and internal audit findings.Portfolio Monitoring & Analytics:Oversee C&I portfolio performance — compare actual versus expected performance and recommend policy, structural, or underwriting adjustments where misalignments arise.Identify individual, aggregate, and emerging risks, including early warning indicators across transactions, industries, and portfolios.Analyze external and macroeconomic risk drivers and forecast their impact on portfolio performance; recommend responsive changes to lending policies and loan administration.Identify distressed assets early and develop risk-mitigation strategies to minimize potential losses.Oversee credit risk associated with complex or non-traditional exposures, including counterparty and structured transactions.Skills, Education & ExperienceEducation & Experience:Bachelor's degree; MBA or advanced degree preferred.20+ years of progressive experience in financial services with deep expertise in credit risk management within a corporate and/or commercial lending environment,Significant leadership experience (typically 10–15+ years)Deep subject matter expertise in at least one complex or specialized credit area (e.g., Private Credit, Lender Finance, Private Equity, Subscription Finance, CLOs, or similar structured credit products).Expert-level understanding of commercial and corporate credit underwriting, risk rating frameworks, credit policy governance, and exception management.Advanced knowledge of credit risk measurement methodologies, including loss forecasting, counterparty credit risk assessment, stress testing, and portfolio analytics.Strong command of financial analysis, quantitative risk indicators, and the use of data to support credit decisions and risk-based recommendations.Advanced knowledge of applicable federal and state banking laws and regulations, and regulatory expectations governing credit risk management.