Small Business Underwriter
Work Model: Remote
Position type: Full time - salary
We're a team of employees passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work. Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!
As a Small Business Underwriter, you'll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top-notch service.
Responsibilities
Manages and underwrites assigned book of small business to achieve profitability and meet financial objectives
Selects profitable new small business through analysis of the risks presented, coverage requested, and losses incurred
Classifies and prices risks appropriately using underwriting judgement and analytical tools and resources
Works with specific letter of authority, referring complex accounts as needed
Track and analyze the performance of the book of business, identifying opportunities for improvement and implementing necessary changes
Keeps current on state/territory issues and regulations
Develops and maintains strong relationships with agents, traveling as needed for agency visits
Communicates effectively, providing prompt and professional service to achieve designated service standards
Develops and maintains strong internal relationships within the underwriting team and with other business units such as loss control, customer service, claims, product, and marketing
Maintains appropriate underwriting file documentation
Demonstrates a commitment to continuing education and development
Required Qualifications
Bachelor's degree in relevant field and 1 year of experience in Insurance
Or 3 years of experience in Insurance
Preferred Qualifications
Commercial Lines Underwriting experience
Experience in underwriting small business accounts
Knowledge, Skills, And Abilities
Ability to manage a high volume of accounts with a focus on efficiency and accuracy
Demonstration of solid time, organizational, and desk management skills
Knowledge of Commercial Lines coverages and policies in assigned states
Ability to professionally interact with our customers
Ability to investigate, gather facts and information, and analyze coverage
Understand the importance of capturing data
Possess an innovative and continuous improvement mindset
Possess a positive, professional, cooperative, and quality-conscious service attitude
Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
Possesses analytical and problem-solving skills
Possesses verbal and written communication skills, including negotiation, presentation, and influence skills
Ability to understand Central Insurance's policies and processes
Ability to travel to assigned agents including occasional overnight
Total Rewards
Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees' financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits
Work Authorization
Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F-1 (including those with OPT or CPT), H-1, H-2, L-1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire.
Equal Opportunity Employer
It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #Remote
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