Mortgage Loan Officer
Job Title: Mortgage Loan OfficerLocation: Frisco, TX 75034 (Fully Onsite)Job Type: Direct Hire | Full-TimeAbout the Opportunity: First Liberty Bank is seeking a relationship-driven Mortgage Loan Officer to join its growing retail mortgage team in Frisco, TX. This role is ideal for a motivated loan officer who thrives on building referral-based business through realtor, builder, and community relationships rather than relying on inbound or web-generated leads.The ideal candidate will have an entrepreneurial mindset, strong networking abilities, and a proven track record of self-generating mortgage business within the Texas market.This is an excellent opportunity for a mid-level producer looking to grow within a supportive, hands-on banking environment that offers in-house processing, underwriting, and closing support.Key ResponsibilitiesOriginate residential mortgage loans through self-generated business development effortsBuild and maintain strong referral relationships with:RealtorsBuildersFinancial professionalsLocal community partnersDevelop new business opportunities through networking, events, and relationship managementGuide borrowers through the mortgage application and loan processAnalyze borrower financial information and recommend appropriate loan productsMaintain compliance with federal, state, and company lending regulationsCollaborate with internal processing, underwriting, and closing teams to ensure smooth loan transactionsConsistently meet or exceed monthly loan production goalsMaintain active pipeline management and follow-up activitiesRequired QualificationsActive NMLS License requiredAbility to originate mortgage loans in TexasProven experience self-generating mortgage businessStrong realtor and/or builder referral networkExperience in retail mortgage lending environmentStrong communication, relationship-building, and networking skillsSelf-starter with the ability to work independently without micromanagementComfortable working fully onsite in Frisco, TXPreferred BackgroundCandidates with experience in the following environments are highly preferred:Retail mortgage lendingCommunity bankingRelationship-based mortgage salesPurchase-focused mortgage originationLoan Products OfferedConventional LoansFHAVAUSDAJumbo LoansHELOCConstruction LoansWhat the Client is NOT Looking ForThe hiring manager is specifically avoiding candidates with:Call-center or order-taker backgroundsHeavy dependence on inbound/web-generated leadsLarge aggregator or Rocket Mortgage-style environmentsBuilder-only loan origination experience without independent referral relationshipsCandidates seeking remote or hybrid schedulesWork Environment & CultureFully onsite role in Frisco, TXTight-knit, performance-driven banking cultureHands-on leadership with strong mentorshipIn-house processing, underwriting, and closing supportMarketing and networking budget available for business developmentTeam-oriented environment with networking events and relationship-building opportunitiesCompensation & BenefitsCompetitive base salary plus commission structureDraw option availableGrowth opportunity within a stable community banking environmentInternal operational support for loan processing and closings