Mortgage Loan Officer

Job Description Remote Self-Producing Loan Officer – Hybrid Bank/Broker ModelWork from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning PotentialWe're hiring experienced, self-motivated Loan Officers to join a 100% remote, hybrid lending platform that empowers you to bank or broker every deal—giving your clients the lowest rates and closing costs in the market for purchase or refinance.You produce. You close. You keep more of your commission while offering borrowers a true rate-and-cost advantage. No office. No micromanagement. Just results.What You'll DoOriginate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)Consult with borrowers remotely via phone, Zoom, and emailChoose banked (in-house) or brokered (TPO) execution per file for optimal pricingSelf-generate your leadsManage your pipeline in a cloud-based LOSEnsure compliance with federal/state regulations and investor guidelinesQualifications (Must-Have)Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida)2+ years as a producing Loan Officer (self-sourced)Proven production: Closed $5M+ in volume in the last 12 monthsRemote-ready home office: High-speed internet, quiet workspace, dual monitorsTech-savvy: Proficient with LOS, CRM, and video toolsCompliance-first mindset: Clean record, no disciplinary actionsSelf-starter: No hand-holding—W-2 hybrid structurePreferred SkillsMulti-state licensing (OH, PA, IN, MI, FL, etc.)Experience with Non-QM, DSCR, bank statement, or ITIN loansExisting referral network (realtors, builders, CPAs)Bilingual (Spanish/English) a plusCompensation & StructureW-2 pay structureBasis Points per file (banked or brokered)No desk fees, no junk fees, no forced add-onsBi-Weekly pay | Direct to Investor pricing | In-house processing/underwritingWhy Join Us?True hybrid model: Bank for speed, broker for pricing—you decide per dealBorrower-first pricing: Win more deals with lower rates/costsNo corporate red tape: Close faster, earn moreScale your business: Add LOAs or junior LOAs under your teamReady to stop leaving money on the table?