Alternative Credit Specialist

Location: New York, NYEmployment Type: Full-TimeEstimated Compensation: $140,000 – $185,000 total annual compensation (varies by employer)About This PostingThis job description represents a sample Alternative Credit Specialist position commonly found through the Career Launch AI Talent Network. It is designed to help job seekers understand the responsibilities and qualifications typically associated with early-career roles in alternative credit, private lending, and structured credit markets.Actual openings may vary based on employer needs, asset class focus (e.g., private credit, mezzanine, distressed debt, direct lending, specialty finance), and investment strategy.For more information on the Career Launch AI Talent Network, visit:https://www.careerlaunch.ai/Position OverviewThe Alternative Credit Specialist supports investment teams by analyzing, executing, and monitoring non-traditional credit opportunities. The role blends financial analysis, transaction support, and portfolio oversight to facilitate lending and structured credit investments across private markets.This position involves close collaboration with portfolio managers, credit analysts, deal teams, and risk management to ensure effective execution, monitoring, and reporting of alternative credit positions.Key ResponsibilitiesAssist in sourcing, underwriting, and executing alternative credit transactions, including direct lending, mezzanine debt, distressed debt, and specialty financingConduct detailed financial modeling, credit analysis, and stress testing to evaluate risk and returnSupport due diligence processes, including review of borrower financials, legal documentation, and collateral structuresMonitor portfolio performance, cash flows, covenants, and risk exposures for alternative credit investmentsBuild and maintain analytical tools, dashboards, and reporting frameworks for tracking credit performanceResearch market, sector, and macroeconomic trends that impact credit markets and create investment opportunitiesIdentify inefficiencies, credit dislocations, and opportunities for structured and opportunistic lendingPrepare daily, weekly, and ad-hoc reports for senior management and investment committeesPreferred QualificationsBachelor’s degree in Finance, Economics, Accounting, or a related fieldStrong understanding of alternative credit markets, structured finance, private lending, and credit risk assessmentExperience or coursework in credit analysis, private debt, leveraged finance, or alternative investments (preferred but not required)Advanced analytical skills with strong attention to detailProficiency in Excel; familiarity with Python, R, SQL, or VBA is a plusAbility to work effectively in fast-paced, deal-oriented environmentsClear written and verbal communication skillsInterest in non-traditional lending, private credit strategies, and structured capital solutionsAbout The Career Launch AI Talent NetworkThe Career Launch AI Talent Network helps job seekers pursue opportunities similar to this role through:Skills-based role matchingResume and profile optimizationGuidance on outreach to investment teams and hiring managersInterview preparation for alternative credit, private debt, and structured finance assessmentsTo learn more or express interest in alternative credit roles, visit:https://www.careerlaunch.ai/