Solution Architect

Rate Insurance is an independent insurance brokerage offering an unmatched value proposition to our customers, our referral partners, and our team members. Our unique business model allows us to consistently achieve new heights and redefine excellence, which has positioned us as one of the fastest organically growing brokerages in the country. Since 2012, we have achieved double-digit growth, year over year, and now represent over 100 different property and casualty insurance providers in all 50 states.Job Profile:Solution ArchitectJob Description Summary:We are committed to providing a competitive and equitable total rewards package. The compensation for this role is designed to attract, retain, and motivate top talent.The expected base salary range for this position is $170,000 to $200,000 annually.Job Description:Who We AreRate Insurance, LLC is an independent insurance brokerage offering personal and commercial insurance products to our customers. Rate Insurance is one of the fastest organically growing insurance brokerages in the country. Over the last five years, the company has delivered exceptional growth, with gross revenue growing by 338%, and earned premium increasing by 327%. Today, Rate Insurance represents more than 100 property and casualty insurance carriers and operates in all 50 states.The RoleWe are looking for a hands-on Solutions Architect with strong engineering judgment who can build, not just design. This role owns architecture across all Rate Insurance technology and is accountable for turning ideas into simple, scalable, and cost-effective solutions.You will operate across product, engineering, security, DevOps, and other technology teams across the broader Rate family. You will help set direction and step in to prototype, validate, and solve complex technical challenges when needed. You will work across systems and teams to move initiatives forward and solve problems end-to-end.This role is not just about internal systems. You will help improve how independent insurance is distributed, serviced, and marketed through technology. Carriers will continue to have varying technical capabilities. Your job is to design solutions that work across that reality, abstract complexity where possible, and create a consistent, high-quality experience for agents and customers.This is a hands-on architecture role, not an ivory tower role.You will operate in a lean, fast-moving environment where simplicity, speed, and cost-effective solutions matter as much as technical design.What You DoOwn end-to-end architecture across Rate Insurance systems, ensuring architectural integrity, simplicity, scalability, and production readiness across core platforms, integrations, services, data, and AI-enabled workflowsDesign scalable, API-first solutions, including microservices and event-driven patterns, primarily in AWSLead POCs for product-led initiatives that improve agent workflows across carrier capabilities, validating ideas and engaging where needed to unblock engineering teamsIdentify, prototype, and help implement AI-enabled workflows through LLM-powered copilots, retrieval-augmented generation, intelligent decisioning, and emerging agent-based patterns where practicalCollaborate with engineering teams on data architecture across databases, pipelines, and data lake and data warehouse patternsPartner across Product, Engineering, DevOps, Information Security, and other Rate technology teams to design, align, and deliver solutionsDefine integration and data flow patterns across systems, including event-driven architectures and ETL or ELT pipelines to enable scale, speed, and reliabilityEstablish pragmatic architecture standards and guardrails that enable delivery rather than slow it downBring an art of the possible mindset grounded in execution and resultsWhat Makes You Successful in This RoleYou are a builder with strong technical judgment. You design and deliver real systems and move ideas from concept to POC to production quicklyYou think big and operate with ownership. You challenge constraints and take accountability for outcomes and tradeoffsYou have grit and move with urgency. You stay on problems until they are solved and drive progress without waiting for perfect conditionsYou embrace change and thrive in ambiguity. You adapt quickly and bring clarity in fast-moving environmentsYou are pragmatic and cost-conscious. You avoid overengineering, leverage existing or low-cost tools, and invest where it mattersYou bring practical AI and data architecture expertise. You have hands-on experience with LLMs, retrieval-augmented generation, workflow automation, and modern data systems, and understand tradeoffs across cost, latency, and scalabilityYou navigate complexity and collaborate effectively. You work across product, engineering, security, and partners to simplify systems and deliver unified solutionsYou elevate the team. You support and unblock others, operate without ego, avoid blame, and hold yourself and the team to a high standardYou love what you do. You stay current on emerging technologies and bring new ideas into the organizationEducation and ExperienceBachelor's degree in Computer Science, Engineering, Information Systems, or related field, or equivalent practical experience8+ years of experience in software engineering, solution architecture, technical leadership, or related technology rolesProven experience designing and delivering production-grade solutions across APIs, integrations, cloud platforms, data systems, and enterprise applicationsExperience working primarily in AWS with exposure to Google Cloud, along with CI/CD, DevOps, and secure integration patternsExperience with infrastructure as code, such as Terraform, and container orchestration platforms, such as Kubernetes preferredExperience designing and implementing data architectures including relational databases, data lakes or warehouses, and data pipelines supporting analytics and AI use casesExperience partnering and collaborating with Product, Engineering, DevOps, and Information SecurityExperience with AI-enabled solutions, automation, or modern data-driven architectures preferred; strong curiosity and ability to learn emerging AI patterns requiredCRM ecosystem experience preferredInsurance experience is helpful but not requiredOther Useful DetailsLocation: RemoteDepartment: Rate Insurance TechRate Companies is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other any other protected characteristic. #LI-RemoteThe company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).Please click this link to learn more about our benefit offerings for Washington State: https://www.rate.com/careers/open-positions/disclosuresAdditional Job Description Summary:Rate Insurance is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).Please click this link to learn more about our benefit offerings for Washington State: Benefit Offerings for Washington State