Relationship Manager

The CRE Relationship Manager is responsible for overseeing the commercial real estate portfolio, managing client relationships, and driving business growth through effective loan origination, underwriting, and portfolio management. The ideal candidate will have a strong background in commercial real estate finance, exceptional analytical skills, and a proven track record of managing complex financial transactions.. ResponsibilitiesPortfolio Management, Loan Origination, Underwriting and Analysis.Conduct thorough financial analysis, risk assessments, and due diligence for all types of loans, primarily focused on commercial real estate loan applications.Present requests to management, loan committee, or Board Loan Committee/Board when the proposed loan is beyond departmental lending authority as required.Manage a portfolio of commercial loan relationships, facilitating all aspects of client management, including calling effort to retain and expand the relationship to meet additional needs. Stay informed about local and national commercial real estate market trends, including property values, rental rates, and economic factors impacting the industry.Prepare and present detailed reports on portfolio performance, market conditions, and business development activities to senior management.Oversee the collection and review of updated financial data and ensures the prompt monthly repayment of the related loans.QualificationsExperience: Minimum of 10-15 years of experience in lending, primarily Commercial Real Estate lending, with extensive knowledge of financial institution policies and procedures regarding consumer, commercial, and mortgage lending.Strong understanding of commercial real estate markets, property valuation, and financial analysis.Knowledge of banking regulations and compliance requirements.Superior customer service skills.Proficient with Microsoft Windows, Word, and Excel.Accounting procedures, financial statement analysis, and credit decision process.