Risk Management & Insurance Analyst
Occupations:
Financial Risk SpecialistsInsurance UnderwritersInformation Security AnalystsFinancial and Investment AnalystsActuariesIndustries:
Insurance CarriersAgencies, Brokerages, and Other Insurance Related ActivitiesInsurance and Employee Benefit FundsBusiness Schools and Computer and Management TrainingOffice Administrative ServicesContexte et environnement About TotalEnergiesTotalEnergies is a global multi-energy company that produces and markets energies on a worldwide scale: oil and biofuels, natural gas and green gases, renewables, and electricity. Our employees are committed to providing energy that is more affordable, cleaner, more reliable, and accessible to as many people as possible.Present in over 130 countries, TotalEnergies places sustainable development at the heart of its strategy, projects, and operations.About The JobThe Risk Management and Insurance Analyst plays a key role in supporting insurance and risk management activities across TotalEnergies’ U.S. and Canadian affiliates and joint ventures, spanning all business segments (Exploration & Production, Renewables, Refining & Petrochemicals, Trading & Shipping).This role operates in a highly dynamic environment requiring extensive coordination across affiliates, brokers, insurers, and internal stakeholders. The position involves intensive data collection, financial analysis, and alignment with accounting processes, including insurance budgeting, claims administration, and premium allocation.The analyst must balance multiple priorities simultaneously, demonstrate strong analytical capabilities, and maintain a high level of accuracy while providing responsive support to internal clients and senior leadership. Activités About the Role: Key Accountabilities Deliver accurate and timely insurance support (budgeting, claims, and policy management) to all U.S. and Canadian affiliates and joint venturesEnsure proper management of insurance programs and broker relationshipsProvide reliable analysis and reporting to support decision-making by senior management Insurance Program Management Manage insurance policies and relationships with brokers (including liability, construction all-risk, and surety programs).Review and provide guidance on insurance clauses in contracts.Track and manage letters of credit related to insurance activities.Act as a central coordination point for all insurance-related matters. Budgeting & Financial Analysis Develop and distribute annual insurance premium budgets to U.S. affiliates and Canadian subsidiaries.Prepare insurance projections for the 5-year financial plan.Allocate premiums and costs accurately across affiliates using established methodologies.Produce regular reporting, including weekly Workers’ Compensation indemnity reports. Claims & Operational Support Coordinate claims reporting and assist with claims administration processes.Process insurance-related invoices (premiums, claims, bonds) and ensure accurate allocation through financial systems (e.g., SAP).Support reconciliation, internal audits, and financial alignment. Stakeholder Engagement Serve as a primary point of contact for affiliates on insurance matters, including:Contract reviewsClaims reportingBudget inquiriesGeneral insurance questionsRespond to a high volume of certificate of insurance requests (500+ annually).Collaborate with internal teams, brokers, insurers, and claim adjusters to ensure effective service delivery. Data Management & Reporting Collect, validate, and challenge exposure data from affiliates for renewals, actuarial studies, and allocations.Maintain and update multiple datasets and reports, including Excel models and SAP outputs.Conduct data analysis and research to resolve discrepancies. Support to Leadership Assist the Head of Risk Management & Insurance with renewals, analysis, and special projects.Provide insights and explanations to senior management regarding insurance and financial outcomes. Profil du candidat Requirements & Qualifications: Education & Experience Bachelor’s degree (Business, Finance, Accounting, or related field preferred)Minimum 5 years of relevant experience (e.g., corporate risk management, insurance broker, or brokerage environment) Certifications Associate in Risk Management (ARM) certification preferred, or demonstrated commitment to obtaining it Technical Skills Advanced proficiency in Microsoft Office, particularly ExcelExperience with SAP requiredKnowledge of Power BI or other data analytics tools preferred Professional Skills Strong understanding of insurance and risk management principlesAbility to interpret insurance policies and terms & conditionsHigh level of numerical and analytical aptitudeStrong organizational and time management skillsAbility to manage multiple priorities independently Interpersonal Skills Excellent communication skills with the ability to engage effectively across all levelsStrong client-service mindset with internal stakeholdersDetail-oriented with a commitment to accuracy and qualityProven ability to build relationships and collaborate in a team environment Informations supplémentaires TotalEnergies valorise la diversité, promeut le développement individuel et offre des opportunités d'emploi égales à tous les candidats.