Mortgage Loan Originator, REMOTE

Location: Fully Remote (Optional Local Office Access) Compensation: Commission-Based Work Structure Fully remote; option to work in a local branch if available 90 branches nationwide; licensed in all 50 states In certain states, Loan Originators must reside within 60 miles of a branch Up to 80% regional travel required Company Highlights All loans serviced in-house Innovative loan products and comprehensive tools for both customers and Loan Originators Production Expectations Primarily self-generated book of business Limited company-provided leads Preferred: Minimum average of 2 closed loans per month over the past 12 months Bank or credit union backgrounds may not align due to differences in lead generation and volume structure Heavy retail lead environments are not an ideal fit Loan Products FHA VA Conventional Non-QM DSCR Responsibilities Originate mortgage loans primarily outside of company offices; in-office activity is supplemental Build and maintain referral relationships with realtors, title/escrow officers, financial advisors, CPAs, and other professionals Attend closings, open houses, seminars, and other lead-generation events Complete loan applications and collect borrower documentation Analyze income, debt, and credit to determine loan qualification Counsel borrowers on product options, payment structures, and closing costs Maintain consistent communication with borrowers, referral partners, and internal teams throughout the loan process Order necessary documentation and review HUDs prior to closing Requirements Active state mortgage license (as required) Knowledge of pricing and underwriting guidelines across mortgage insurance providers Working knowledge of FNMA, FHLMC, FHA, VA, bonding programs, and private investors Familiarity with federal, state, and local mortgage regulations (TILA, RESPA, zoning, etc.) #J-18808-Ljbffr