Loan Officer - Earn up to $60-85k+ per year
Why Liberty First Credit Union?Join the "Best Small Company To Work For" in Lincoln and Omaha! We have 100+ associates and 7 locations in the Lincoln, Omaha and Seward areas.Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers.Job Title – Loan Officer (Lending Center Consultant)Serve our members by providing and promoting prudent borrowing and saving activities and being sensitive to all of the members' financial needs by creating an awareness of all credit union services.You'll contact members and prospective members to help them with consumer lending products and decisions. They will also offer assistance in restructuring investments and/or debt. Developing trusting relationships with members to build a strong referral business is key.Conduct interviews gathering background information for all product applications through multiple channels while maintaining member confidentiality.Provide financial counseling based on results of interviewing to approve or deny member deposit or consumer lending products within product guidelines.Operate with a sense of urgency and apply a solutions-based approach.Cross sell “all” credit union products/services to provide financial needs for new and current members.Take ownership of member services and provide appropriate solutions.Be a champion of opportunities and recognize moments where we can provide the highest level of service to our members.Develop a working knowledge of competitors’ products/services with a continued interest in improving and maintaining quality services and products for the credit union.Maintain knowledge of all state and federal regulations that are applicable to the transactions performed in the deposit/lending areas to stay in compliance.Maintain knowledge of rate and terms of all products and how to provide quotes to stay in compliance ensuring adherence to underwriting guidelines.Job Requirements1 year of sales/customer service required1 year of banking/lending experience preferredDemonstrated skills to provide financial counseling and engage in positive member relations, with well-developed interpersonal skillsGood judgement and decision making, with the ability to problem-solve within various financial matrices is requiredHigh level of sales/service drive and initiative to meet performance goals requiredWork HoursFull-time. Monday – Friday plus Saturday morning rotation.LocationLincoln, NEWage - up to $60-85k+ per year!Base Wage: $18 - $20+ per hour depending on experienceMonthly Incentive – up to $1500 - $2500+ per monthEligible for a discretionary gain-share plan payment annuallyEligible for a base wage increase annually as part of a merit performance reviewLfcu Benefits And Other ProgramsInsurance BenefitsMedical – LFCU pays 85% of premium, associates pay only 15%Dental – Free to associatesVision - LFCU pays 50% of premiumLife and ADD – LFCU pays 100% of premiumVoluntary Life/ADD - additional associate paid availableShort-term and Long-term Disability – LFCU pays 100% of premiumAFLAC Supplemental –Cancer, Critical Care, Accident, Hospital - associate paidFlexible Spending Accounts (FSA) – Health Savings and Dependent CareRetirement Plan - LFCU contributes 5% of associate earnings to Profit Sharing. LFCU matches 100% up to 3% and 50% for the next two % of associate’s 401(k) contributions - max of 4%.Gain Share Plan - Reviewed and approved by the Board annually, this plan rewards employees when the credit union achieves above average performance.Paid LeaveVacation– 2 weeks/year for new hiresSick – 2 weeks/year for new hiresPersonal Days – 2 days earned after one yearHoliday Pay – 6 per year. Plus 5 reserved holidays designated as either all-staff meetings or paid days off.Funeral LeaveAdditional ProgramsAnniversary AwardEmployee Assistance ProgramQuarterly all-staff professional developmentTuition ReimbursementFitness Club ReimbursementFree Monthly Breakfast on FridayLFCU Apparel – 2 free items annuallyJeans Day options with charity donation#hc233797