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Principal Software Engineer - Java / API
Buffalo, NYMarch 20th, 2026
Join M&T Bank's Digital Banking Experience (DBX) team as a Principal Software Engineer, helping shape the modernization of our digital banking platform. You'll be part of a forward-thinking, tech-savvy environment driving innovation across one of the bank's most critical customer-facing systems.As a key Principal Software Engineer, you'll partner with two existing Technical Leads and work hands-on with a dedicated agile team to deliver high-quality, modernized banking solutions. This is an opportunity to influence technology direction, guide engineering excellence, and collaborate closely with business partners to turn strategy into impactful digital experiences.This role is based onsite in Buffalo, NY and works within a dynamic mix of full-time employees and contractors. • Apply and analyze metrics across teams to identify opportunities for SDLC process improvement, peer reviews, and work with teams to implement solutions. • Contribute to and review technical roadmaps that address both strategic requirements and technical debt, ensuring compliance with corporate standards and industry best practices. • Support rollout of engineering capabilities for specific domains and ensure all regulatory requirements are met. • Influence behavioral change with product owners, architects, and senior leaders in the overall requirements and story ingestion process. • Complete other related duties as assigned. • Associate's degree and a minimum of 9 years' systems analysis and/or application development work experience, or • Bachelor's degree and a minimum of 7 years' systems analysis and/or application development work experience. • In lieu of a degree, a combined minimum of 11 years' education and/or relevant work experience, including a minimum of 7 years' systems analysis and/or application development work experience. • Expert proficiency in a minimum of 1 relevant programming language and advanced proficiency in a minimum of 1 additional relevant programming language. • Modern Development Practices: Hands-on experience with software modernization, SDLC, DevOps, and delivering in fast-paced, dynamic environments. • Industry Knowledge: Background in the financial industry with exposure to business banking features, servicing processes, and back-office support. • Integration Skills: Experience with third-party vendor platform integrations and managing cross-dependencies for system integrations. • Leadership & Collaboration: Proven ability to lead and mentor development teams, translate technical designs into actionable deliverables, and foster collaboration in agile team environments.Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people's lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T's affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank's traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution.
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