Mortgage Compliance and Quality Control Specialist

Mortgage Compliance And Quality Control Specialist The Mortgage Compliance & Quality Control Specialist is responsible for overseeing and ensuring adherence to federal and state regulatory requirements throughout the mortgage loan lifecycle. This role plays a critical part in maintaining compliance with applicable laws, conducting quality control reviews, and providing actionable insights to improve operational effectiveness and mitigate risk. Major duties and responsibilities include overseeing, reviewing, and monitoring mortgage loans during pre-funding and post-closing stages to ensure compliance with regulatory requirements, conducting comprehensive quality control reviews, providing regular compliance reports to senior management, monitoring and evaluating the loan origination system, maintaining up-to-date knowledge of mortgage compliance regulations, performing monthly HMDA exception reviews, conducting monthly Origination and Adverse HMDA testing, identifying recurring errors or trends in quality control reviews, performing vendor quality control reviews, conducting quarterly VA IRRRL quality control reviews, and collaborating with the Marketing Department to review mortgage-related advertisements. Additional duties include performing other duties as requested by Executive Management or Supervisor, completing all required compliance training on a yearly basis, adherence to all First United Policies and Procedures, and dressing professionally. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Education and work experience include a high school diploma or equivalent (GED) required, a Bachelor of Science, Business preferred, minimum 2 years' experience in mortgage lending or banking environment preferred or other professional business environment, excellent analytical, organizational, and problem-solving skills, detail-oriented with a strong commitment to accuracy and regulatory adherence, proficient in the use of Microsoft Excel, Word, Power Point, Outlook, experience with loan origination systems and compliance monitoring tools, strong written and verbal communication skills with the ability to present findings to senior leadership, ability to follow written and verbal directives, ability to articulate ideas, ability to work independently on assigned tasks as well as to accept directions on given assignments, ability to manage multiple projects while adhering to strict deadlines, and demonstrated technical knowledge of Bank, mortgage, Federal and State lending and compliance/regulatory matters.