Single Family Underwriter 2

The position of Single Family Underwriter 2 is responsible for review and evaluation of single-family housing loans, ensuring compliance and creditworthiness. Performs as a more senior Underwriter, also providing coaching and mentoring to Underwriter 1.Hiring Range for this position is from $65,708 to $80,940 Annually. Offered Salary will be based on qualifications and internal pay equity. WHEDA provides a competitive salary and WHEDA employees participate in the State of Wisconsin benefit package which includes retirement, health insurance and deferred compensation programs.ResponsibilitiesReviews and evaluates loans for creditworthiness and compliance with programrequirements, which includes analyzing income, credit, assets, and property;conducting compliance analysis; reviewing applications; and performing otherdue-diligence activities.Provides customer service responding to questions by applicants, and communicating loan decisions including approvals, denials, and problem resolution.Manages individual pipeline daily by completing daily assigned underwriting reviews, condition reviews and other underwriting tasks within established turn times.Participates in developing and implementing policies and proceduresParticipates in the development, testing, and implementation of new products or systems related to residential creditProvides training and outreach for external and internal customers, which includes developing training content, selecting materials, and facilitating training sessionsPerforms or assists with other duties as assignedQualificationsAssociates Degree in real estate, finance, or related field, AND 2 years of experience as an Assistant Underwriter or Underwriter 1; OR equivalent combination of education and experienceDirect Endorsement (DE) designation required.Knowledge and SkillsKnowledge of mortgage industry, specifically underwriting principles and practicesApplicable Federal, State, and local laws, rules, and regulations including knowledge of FNMA andFHLMC guidelines, FHA/HUD guidelinesProficiency with automated underwriting systems such as Loan Product Advisor (LPA) and DesktopUnderwriter (DU) DO, and Total Scorecard ?Underwriting principles and practices;Credit report review principles and practices;Problem analysis and applicable solution optionsProficiency in interpreting Automated Underwriting System ()Attention to detail and proficiency in data accuracyExcellent customer service, verbal and written communication skillsProblem solving skills and ability to work under pressureSuccessful prioritizing and management of work projectsMaintains confidentiality related to internal/ external customers and any other information obtained in this role