Funding Desk Analyst

If you like precision, fast-moving financial operations, and being the person who ensures nothing slips through the cracks at the most critical point of a mortgage transaction, this role is built for you.Keystone Funding, Inc. is looking for a Funding Desk Analyst to support the execution of daily loan fundings within our Secondary Marketing Operations team. This is a hands-on, detail-critical role where timing, accuracy, and accountability directly impact borrowers, partners, and capital flow.The Funding Desk Analyst sits at the center of the loan closing and funding process.You will be responsible for coordinating daily loan fundings across multiple warehouse lines, ensuring all wire activity is accurate, timely, and fully reconciled. This role works closely with closing, post-closing, and secondary marketing teams to ensure seamless execution from signed closing documents through investor delivery.This is a foundational role within a high-performing operations team and is designed for someone who thrives in structured, deadline-driven environments with high attention to detail.Why Keystone FundingYou'll see the full lifecycle of a mortgage transaction, not just one piece of itDirect access to leadership and decision-makers in a lean, high-visibility teamHands-on exposure to funding, warehouse lending, and investor operationsA technology-forward environment investing in automation and process improvementA stable, growing lender with a reputation for operational integrity and precisionAt Keystone, your work doesn't disappear into a system; it directly impacts how money moves, how deals close, and how the business runs.CompensationBase Salary: $45,000 – $60,000 (commensurate with experience)Bonus: Performance-based, per company policyBenefits: Medical, dental, and vision insuranceRetirement: 401(k) with company matchPaid Time OffResponsibilities:What You'll OwnThis role is responsible for the accuracy, timing, and execution of daily funding operations.Daily Funding ExecutionCoordinate loan fundings across multiple warehouse linesVerify fund dates, confirm wire instructions, handle incoming wire verification calls, and transmit wire requests on timeMonitor warehouse line availability and flag capacity issues to the VPProcess MERS registrations and transfers within required state timelinesMaintain accurate warehouse position reporting, including tracking balances, utilization, and funding activity across linesManage and maintain warehouse banking systems and software, ensuring data accuracy, timely updates, and proper functionality for daily funding operationsPost-Closing & Investor SupportSupport the post-closing team with note tracking and shippingUpload purchase advice to the warehouse bank portalsAssist in ensuring all post-funding documentation is complete and accurateSystems & ReportingWork daily within the Mortgage Director LOS and the warehouse bank portalsSupport implementation and ongoing use of funding technologiesLog, track, and direct funding and servicing-related requestsAssist with daily/weekly reporting on warehouse balances, funding counts, and pipeline statusWhat Growth Looks LikeThis is a role with a clear path forward, not a static support position.As Keystone Funding continues to scale its Secondary Marketing Operations function, this role will grow alongside new systems, automation tools, and expanded capital markets capabilities.You'll gain exposure to:End-to-end loan funding and warehouse lending operationsInvestor delivery and capital markets workflowsOperational systems and automation in a modern mortgage environmentOver time, this role can evolve into expanded responsibilities across funding operations, secondary marketing, or capital markets support functions.Qualifications:What We're Looking For• We are looking for someone highly reliable, detail-driven, and calm under pressure.RequiredAssociate's or Bachelor's degree in Finance, Business, or related field—or equivalent experienceStrong attention to detail and accuracy under tight deadlinesProficiency in Microsoft Excel and comfort working in multiple systemsStrong written and verbal communication skillsAbility to prioritize and manage multiple transactions simultaneouslyHigh level of integrity when handling sensitive financial dataPreferred1–3 years of experience in mortgage operations, banking, funding, closing, or financial servicesFamiliarity with warehouse lending, TRID, MERS, or investor delivery processesExposure to mortgage LOS systems (Mortgage Director, Encompass) or similar platformsStrong analytical thinking and problem-solving abilityRecent graduates with strong coursework in finance, accounting, or business are encouraged to apply; we will train the right person.About Company:Keystone Funding Inc. is a purpose-driven residential mortgage lender committed to making homeownership accessible, transparent, and personal. With a strong foundation in integrity and innovation, we serve our customers and partners with customized solutions that align with their goals. We are a growing organization built on a legacy of trust, service, and high-performance execution.