Software Engineer, Full Stack

What We DoShepherd is an AI-native commercial insurance platform transforming how high-hazard industries get covered. Our mission is to make risk frictionless for the builders and operators shaping the physical world - protecting progress from concept through construction and into decades of operation.The infrastructure behind the AI boom - data centers, semiconductor fabs, renewable energy assets - has to be built and insured. But traditional carriers weren't built for this speed:Complex commercial construction projects routinely wait weeks for a single quoteLegacy carriers rely on static applications and disconnected systemsBrokers chase carriers through calls, emails, and resubmissions We built Shepherd to solve that. Our AI performs the same underwriting workflows in seconds, and integrates real-time data from construction technology partners - Procore, Autodesk, OpenSpace, DroneDeploy, and others - to see risk as it actually exists, not just as it was reported on a static form. We're pursuing the most ambitious technical vision in commercial insurance: fully autonomous underwriting. We're closing in on the first fully agentic submission in the industry - email in, price out, no human intervention until the last mile.With Shepherd, safety, speed, and quality no longer trade off against one another - they compound. We're building:Faster decisionsSmarter, more accurate pricingBetter risk outcomes for insureds who invest in safer practicesWe're not just modernizing insurance products. We're building the risk infrastructure for the next generation of financial services. Our InvestorsIn March 2026, Shepherd raised a $42M Series B - bringing total funding to over $60M - led by Intact Private Capital, the investment arm of one of the largest insurers in the world. Intact is not only our lead investor but also a carrier partner, a testament to the confidence the incumbent industry has in what we're building. Our investors:Intact Private CapitalSpark CapitalCostanoa VenturesY CombinatorSusa VenturesAnd several othersOur TeamWe're a team of technologists and insurance enthusiasts, bridging the two worlds together. Check out our About page to learn more.The RoleWe're hiring a Software Engineer to build the core infrastructure behind underwriting, pricing, and policy workflows. This is high-leverage work. The systems you build will directly impact revenue, loss ratios, and how we scale.You'll work closely with engineers, actuaries, and underwriters to turn messy real-world logic into clean, durable systems. A lot of what we do starts in Excel and ends in production code. We care deeply about correctness, clarity, and speed.This is an ownership-heavy role. You'll be expected to reason from first principles, ship quickly, and improve things that feel broken.What You'll DoBuild and own backend systems that power pricing models, underwriting workflows, and policy lifecycle infrastructureTranslate complex actuarial and underwriting logic into maintainable, production-grade servicesImprove the performance and reliability of our core rating and decision systemsContribute to architectural decisions that set the foundation for how we scaleWork directly with domain experts to define the right abstractions, not just implement ticketsHold a high bar for code quality, simplicity, and long-term maintainability What We're Looking For4+ years of professional software engineering experienceStrong backend experience in TypeScript, Python, or similarExperience designing APIs and working with data-heavy systemsComfort operating in ambiguous, high-responsibility environmentsA bias toward ownership and shippingGood judgment - knowing when to move fast and when to slow down Our Tech StackFrontendReact & Next.jsTypescriptGraphQL w/ Apollo Backend Node.jsPostgres & RedisTypescriptGraphQL APIsYou'll Likely Thrive Here IfYou like building foundational systems, not surface-level featuresYou enjoy working at the intersection of business logic and engineeringYou want your work to directly impact company outcomesYou prefer small teams, high standards, and real accountabilityYou care about building something durableWhy JoinWe're still early. The decisions we make now will shape the company for years. If you want to build core infrastructure, work closely with domain experts, and help modernize a massive industry, this is a rare opportunity to do it at the right stage.BenefitsPremium Healthcare100% contribution to top-tier health, dental, and visionFertility benefits and family building supportUnlimited PTOFlexibility to take the time off, recharge, and performDaily lunches, dinners, and snacksWe work together, and enjoy meals together tooSF, NYC, Dallas-Fort Worth, Chicago and LA OfficesProfessional DevelopmentAccess to premium coaching, including leadership developmentCompetitive 401(k) PlanDog-friendly office