Commercial Relationship Manager
Job DescriptionWhat is it for you:Our client is ESSA Bank & Trust, now part of CNB Financial CorporationA regional bank offering commercial banking, lending, and wealth management servicesCombines a strong local presence with the backing of a larger banking platformStable, growing company with tremendous opportunity for career advancementCompetitive compensation and benefitsJob Type : Full Time Location : Allentown, Pennsylvania Pay : Excellent Job Description What You Will Be DoingManage and grow a portfolio of commercial clients, acting as the primary relationship ownerBuild relationships with business owners, CEOs, and CFOsAnalyze financial statements and assess creditworthiness of borrowersStructure, negotiate, and manage commercial loans and credit facilitiesPartner with credit teams for underwriting and loan approvalsMonitor portfolio performance including risk, renewals, and complianceIdentify and mitigate credit and portfolio risksDrive new business through networking, referrals, and market outreachCross-sell banking solutions including treasury, wealth, and private banking servicesCollaborate internally with credit, operations, and product teamsEnsure loan documentation accuracy and complianceExperience You Will Need:2-10+ years of experience in commercial banking, lending, or relationship management rolesProven experience in managing and growing commercial client portfoliosStrong experience in financial statement analysis, credit underwriting, and risk assessmentDemonstrated ability in structuring and negotiating commercial loans and credit facilitiesTrack record in business development, client acquisition, and revenue generationAbility to build and maintain relationships with senior stakeholders (CEOs, CFOs, business owners)Experience ensuring loan documentation accuracy, compliance, and regulatory adherenceStrong collaboration experience with credit teams, underwriting, and internal stakeholdersBachelor's degree in Finance, Business, or related field (or equivalent experience)Skill MatrixMust-HaveCommercial client relationship managementFinancial analysis & credit underwritingLoan structuring & negotiationPortfolio management & risk assessmentBusiness development & revenue generationStrong communication with senior stakeholders (CFOs, CEOs)Nice-to-HaveExperience with treasury management / wealth productsExisting book of businessFamiliarity with regional banking marketsExposure to loan committee processesCommunity/networking involvementBenefitsMedical, Dental, Vision & Life Insurance401K with company matchPaid Time Off & holidaysEmployee wellness and assistance programsStudent loan repayment support (Gradifi program)Special banking rates and financial perksAdditional voluntary benefits (accident, critical illness, etc.)Our client asked me to submit 3 great people within the next few days. We work directly with the hiring manager and can arrange interviews within a few days Tom S INDEH123