Senior Credit Underwriter

About the CompanySeeking an experienced SBA Underwriter to join a high-performing lending team in Irving, Texas. This role is ideal for professionals with strong 7(a) SBA underwriting experience who thrive in a high-volume environment and can effectively manage multiple deals simultaneously. This is a collaborative, fast-paced team with strong leadership, excellent internal communication, and a culture focused on continuous improvement. Candidates coming from larger-volume lending environments will be especially successful in this role.About the RoleKey ResponsibilitiesUnderwrite SBA 7(a) loans from initial review through final credit recommendationAnalyze borrower financials, tax returns, cash flow, and collateral documentationReview creditworthiness and assess lending risk in accordance with SBA guidelines and internal credit policiesManage a pipeline of 5–7 active loan files simultaneouslyPrioritize multiple deadlines and maintain strong file movement in a high-volume production environmentCollaborate with internal teams including credit, processing, closing, and leadership to ensure efficient loan progressionCommunicate effectively regarding regulatory compliance, documentation requirements, and underwriting decisionsMaintain accurate loan files and support audit-ready documentation standardsQualifications3–5 years of SBA underwriting experience requiredStrong experience with SBA 7(a) loans requiredExperience with SBA 504 and Express loans is not required; primary focus is 7(a)Must have experience in a high-volume underwriting environmentAbility to manage multiple files and deadlines simultaneouslyStrong time management and organizational skillsStrong analytical and financial review skillsAbility to work effectively in a fast-paced lending environmentExperience underwriting larger loan amounts preferredPreferred SkillsExperience with Spark strongly preferredExperience with nCino is highly transferable and considered a strong alternativeExperience in larger lending institutions or high-volume shops strongly preferredExperience handling more complex and larger commercial SBA transactions preferredThe ideal candidate is confident managing multiple active deals, comfortable working in a fast-paced production environment, and brings strong SBA credit knowledge with proven success in larger-volume lending operations. This is an excellent opportunity for someone seeking long-term growth within a strong team culture and a stable, high-performing organization.e