Senior Mortgage Loan Officer
Mortgage Financial Services Representative Key responsibilities: • Client interaction: • Conduct initial consultations with potential borrowers to understand their needs and financial situation. • Gather necessary documentation like tax returns, paystubs, bank statements, and credit reports. • Pre-qualify borrowers to determine their loan amount and eligibility. • Loan application process: • Assist in completing loan applications accurately. • Verify information provided by borrowers against supporting documents. • Analyze credit scores and debt-to-income ratios to assess loan feasibility. • Prepare loan packages for submission to lenders. • Communication and coordination: • Communicate with real estate agents, appraisers, and underwriters to ensure smooth loan processing. • Update clients on the status of their loan application. • Address any concerns or questions from clients. • Lead generation and business development: • Follow up on leads and nurture relationships with potential clients. Required skills and qualifications: • Strong communication and interpersonal skills to build rapport with clients • Attention to detail to ensure accurate loan documentation • Proficiency in computer software and technology savvy • Fast learner and able to keep up with a fast-paced environment • Open to coaching and able to adapt to change • Time management and organizational skills • Willingness to communicate primarily on phone, email and text • Experience working with loan products preferred. Compensation: Salary plus commission This position is eligible for bonuses. This position is eligible for commissions. This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. Work Schedule: We are open Monday-Thursday 7:00am-7:00pm, Friday 7:00am-5:00pm, and Saturday 8:00am-5:00pm. All customer-facing OR lender-facing roles are assigned to an early, mid, or late shift, which may alternate on a weekly or biweekly basis. Training will be a set schedule. This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. What we offer: Full training in the sales process and products 3-5 Week NMLS Licensing Training, including the 20-hour course and all test taking fees. Great Benefit package including: Full-Time Base plus Commission Role Health, Dental and Vision Insurance Life Insurance Paid Time Off 401(k) True potential for advancement, we always endeavor to promote from within.