Senior Mortgage Processor

About the JobAre you a seasoned Processor who is looking to grow into a Senior role? Are you money motivated? We are seeking a polished, experienced, and highly driven Senior Mortgage Processor to join a fast-paced, high-performing mortgage team in the office 5 days a week. This is an opportunity for a sharp mortgage professional who knows how to take ownership from disclosures to closing and can expertly manage a full pipeline with speed, precision, and professionalism. If you thrive in the broker/wholesale channel, understand guidelines inside and out, and can confidently manage purchase-heavy files while keeping multiple stakeholders aligned, this role offers the chance to become a critical force behind a growing team. Base salary plus bonus for each closed loan. As the processor, you will fully own each loan once disclosures are issued - managing every stage from document collection to Clear to Close while ensuring timelines, compliance, and communication remain flawless. If you think you have what it takes to work in a fast-paced dynamic environment, we want to talk to you. Core Responsibilities:Order and manage appraisals, title, payoffs, tax transcripts, insurance, and supporting documentation. Ensure disclosures are signed promptly and proactively follow up with borrowers when needed. Review loan applications (1003), income, assets, credit, contracts, and all supporting documentation for accuracy and completeness. Submit complete files to underwriting within 24 hours whenever possible. Communicate with Loan Officers immediately regarding submission delays or missing documentation. Manage conditional approvals by clearly communicating borrower conditions and collecting all required items quickly. Coordinate underwriting conditions including supplements, VOEs, updated docs, title, appraisal, and insurance requirements. Monitor lock expirations and proactively communicate deadlines to Loan Officers. Ensure Closing Disclosures are signed at least 3 days prior to settlement. Maintain complete and organized loan documentation across TPO platforms and LendingPad. Confirm title and closing package readiness prior to settlement. Coordinate broker compensation delivery and final funding logistics. Keep all files moving efficiently to ensure on-time closings. Pipeline Expectations:Manage approximately 15 loans per month on average. Handle up to 25 loans monthly during peak periods. Primarily purchase transactions with exposure to all loan types. Support a team of Loan Officers. Handle files cradle-to-grave after disclosures are completed. Ideal Candidate Profile:Minimum 3+ years of mortgage processing experience. Broker/wholesale processing experience strongly preferred. Strong understanding of mortgage guidelines, particularly 30/60/90-day guideline knowledge. Experience with purchase-heavy pipelines. Ability to intelligently discuss appraisals, underwriting conditions, and loan structure. Well-spoken, articulate, and highly professional communication style. Exceptional organizational and time-management skills. Detail-oriented with the ability to prioritize multiple files without sacrificing quality. Degree preferred, but not required. Technology:Lending Pad experience is a plus, but not required. Candidates with Encompass or similar LOS experience can transition quickly.