Analyst II Leveraged Finance

DescriptionThe Analyst II position in Leveraged Finance is a credit underwriting and portfolio management role focused on completing acquisition, recapitalization, restructurings, leveraged buyouts and refinancing transactions for new and existing customers of Citizens. The position requires constant interaction with internal colleagues from Commercial Banking, Credit Risk Management, and Capital Markets. The candidate will be working as part of a deal team on financing opportunities including client pitches, structuring, underwriting, internal credit approval, and the documentation and closing process. Day to day activity will involve supporting Sr. Portfolio Managers with portfolio management including, but not limited to: Quarterly Portfolio Reviews, Asset Quality Reporting, Covenant Tracking, Financial Statement Analysis and Completion of various internal modeling tools.We are looking for Analysts with leveraged finance skills and prior experience underwriting Lead Arranger, Sole Bank, Club transactions, Participant transactions. Analysts will be directly involved in establishing and performing underwriting due diligence, identifying key transaction risks and mitigating factors, and obtaining credit approval for proposed transactions. The Analyst II position in Leveraged Finance is a generalist role.Responsibilities IncludeInitial transaction due diligence, credit research, comparable debt and enterprise value analysisExisting and new client pitches and presentationPreparation of pre-screens and final credit approvals for new and proposed financing opportunitiesFinancial statement spreadingAd-hoc projectsMaintaining strong portfolio management processesLoan closing and funding, and attending customer meetingsRequirementsExisting knowledge of leveraged loan market.Advanced analytical, loan structuring, underwriting, documentation, credit, presentation, and organization skills.Strong PC Proficiency, Microsoft Office applications, and Credit Research Tools.Excellent verbal and written communication skillsStrong credit acumenExcellent projection modeling skillsExperience contributing to client pitches and managing expectationsDue diligence analysisUnderstanding of bank regulation and complianceAbility to work well with internal and external clientsHigh level of initiative and capability to work independently on financings and other responsibilities.Hours and Work ScheduleHours per Week: 40+Work Schedule: Monday - FridayPay Transparency The salary range for this position is $105,000 - $110,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, relevant skills, and experience.We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.Equal Employment OpportunityCitizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growthPosting End Date: 06/30/2026