Commercial Credit Analyst

Exciting opportunity for a Credit Analyst to join a growing and collaborative credit team, where your expertise in commercial lending will have a direct impact on key business decisions. This role offers hands-on exposure to complex credit analysis, financial modeling, and loan underwriting, working closely with senior leadership and lending teams. It’s an ideal fit for someone who thrives in a fast-paced, in-office environment and is looking to deepen their experience in commercial credit while contributing to a high-performing organization.Credit Analyst supporting a small, collaborative credit teamCommercial loan experience is required; residential and small business lending exposure is a plus but not sufficient on its ownKey focus on credit risk analysis, including evaluating borrower financials and overall creditworthinessPerform cash flow analysis, collateral evaluation, and financial modeling for new loans, renewals, and annual reviewsReview and analyze financial statements, tax returns, projections, and supporting loan documentationPrepare detailed written credit memos and analysis reports to support lender decision-makingUtilize Excel and loan systems to spread financials, track data, and maintain accurate recordsEnsure adherence to credit policies, regulatory requirements, and internal controlsWork closely with lending teams while also operating independently under senior leadershipOn-site role (5 days/week) with a quick hiring process, targeting candidates who can start immediately and grow within the team over timeAscendo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.