Senior Portfolio Manager - CRE
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”Why join us?An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)Competitive pay and annual discretionary bonus eligibleComprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a fewFamily-friendly work hoursPromote from within cultureResponsibilitiesUnderwrite existing portfolio credit approvals for renewals and other Credit requests pertaining to existing clientsUnderwrite opportunity memos and full credit approvals for new business clientsIndependently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of creditProactively manage covenant compliance testing for existing clients and new clients on an ongoing basis.Develop a working knowledge of credit/loan policy for credit requests and exceptionsPerform collateral analysis of current and prospective customersActively participate in existing client and potential new client meetings/site visits with banking teamHandle various aspects of a customer relationship except negotiations pertaining to pricing and loan structuringMaintenance of Annual Review form for multi-year CRE borrowing facilities for existing clientsWork with external and internal business partners on review of deal related legal documentsOngoing monitoring, tracking, and management of the reporting requirement and loan documentation exception processEffective communication with Credit and Commercial Real Estate Banking OfficersQualifications5+ years’ commercial real estate/credit experience, with a working knowledge of banking environment, products and all supporting processes and technologyFormal Bank credit training is preferred, with a strong understanding of general credit and risk principles, and banking policies/proceduresBachelor’s degree (Business, Finance, Accounting or Economics preferred)Proficiency in MS Office: Excel, Word, PowerPoint, and financial forecast modelsStrong analytical and organizational skills with the ability to proactively manage and prioritize workflowStrong interpersonal skills with a proven ability establishing client relationships and working within a team environmentBenefitsMedical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet InsuranceCompensationThe estimated salary range for this role is $85,000-$110,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.