Lead Mid-Corporate Portfolio Manager - Commercial Auto

About This RoleWells Fargo Commercial Auto's National Accounts team is seeking a Lead Commercial Banking Portfolio Manager to support complex underwriting and portfolio management activities. Learn more about the career areas and lines of business at wellsfargojobs.com. #commercialbankingThis role is responsible for managing a portfolio of public and large private clients with complex capital structures, multi-lender financing arrangements, and sophisticated credit structures. The role will partner closely with relationship managers, credit leaders, and product partners to deliver credit solutions, manage risk, and support client growth across a diverse and dynamic portfolio. The ideal candidate will be able to quickly assume ownership of an existing portfolio, as well as prospect credit opportunities as assigned, and operate independently in a highly complex credit and structuring environment.In This Role, You WillServe as primary credit lead for a portfolio of complex Mid-Corporate Commercial Auto clients, including public and large private companiesAnalyze, underwrite, structure and monitor existing and new direct credit exposures including revolving credit facilities, term loans, and acquisition financing utilizing market research, internal loan information, and client dataAct as a key client-facing member of the deal team, partnering with relationship managers and product partnersReview, research, and recommend solutions for complex and unique challenges requiring in-depth evaluation of multiple factorsMonitor and underwrite operating exposure including treasury management and derivativesEvaluate borrower performance, liquidity, leverage, and key risks through financial analysis and projectionsLead structuring, negotiation, and documentation of credit facilities including covenants and collateralWork with outside counsel, internal compliance, and our loan closing teams to close modifications, extensions and new loans including review of third-party reports and loan documentationPrepare and present credit memoranda and recommendations to senior credit approval authoritiesIdentify and mitigate structural and transactional risksEnsure ongoing compliance with loan agreements, credit policy, and regulatory requirementsPartner with Relationship Managers and product teams to support client strategyLead or participate in syndicated transactions with agent banks and participantsCollaborate with credit, legal, and servicing teams to execute transactions, manage credit portfolio risk and respond to credit-related requests.Mentor junior portfolio managers and traineesIdentify opportunities for process improvementsLead special projects as assignedRequired Qualifications:5+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Strong knowledge and understanding of corporate banking credits, credit underwriting and cash flow analysisAbility to thoroughly analyze credits on an independent basis and communicate findings conciselyExperience with syndicated lending as a participant or lead arrangerExperience underwriting, documenting and monitoring owner-occupied real estate loans including experience and familiarity with real estate due diligence and regulatory requirementsExperience working with complex capital structuresKnowledge of commercial banking products including treasury and derivativesStrong understanding of credit policy and risk management frameworkExcellent communication and presentation skillsDemonstrated problem-solving skills and ability to execute in fast-paced environmentStrong attention to detail and demonstrated ability to adapt to evolving procedures and systemsJob Expectations:Ability to travel up to 5% of the time This position is not eligible for Visa sponsorship This position offers a hybrid work schedule Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process Locations:550 S Tryon St - Charlotte, NC 282022945 White Bear Ave - Maplewood, MN 5510910 S Wacker Dr - Chicago, IL 606061100 Abernathy Rd - Atlanta, GA 3032814241 Dallas Pkwy - Dallas, TX 752546515 Longshore Loop - Dublin, OH 43017100 N Main St - Winston Salem, NC 27101Charlotte - Pay Range: $139,000-$217,000Maplewood - Pay Range: $153,000-$239,000Chicago - Pay Range: $153,000-$239,000Atlanta - Pay Range: $139,000-$217,000Dallas - Pay Range: $139,000-$217,000Dublin - Pay Range: $139,000-$217,000Winston Salem - Pay Range: $139,000-$217,000The National Accounts division of Wells Fargo Commercial Auto serves the banking needs of large automotive retail companies (auto dealerships) including publicly traded companies. Our private clients include some of the largest automotive dealership groups in the country. We provide floorplan financing as well as acquisition financing, owner-occupied real estate financing, and bridge financing; as well as TM and other ancillary services. The portfolio includes multiple syndicated credits including several where WF is left or right lead.Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).$139,000.00 - $239,000.00BenefitsWells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:25 May 2026 Job posting may come down early due to volume of applicants. We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.Applicants With DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment And Hiring Requirements Third-Party recordings are prohibited unless authorized by Wells Fargo. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.Reference NumberR-545014-5