Staff Data Scientist Credit & Marketplace

Staff Data Scientist - Credit & MarketplaceUp to $280k base + significant equityNew York | Inoffice (3-4 days/week)We're partnering with a Series A fintech building a creditled marketplace - a platform where data science sits at the heart of both credit decisioning and marketplace optimisation.This is a rare opportunity to join at a stage where models are still being defined, not inherited. The team is hiring a Senior to Stafflevel Data Scientist to help shape the decision engine that determines who gets access to credit, how risk is priced, and how the marketplace allocates supply and demand.They're open to two backgrounds - but only at the very top end of the market:Credit / lending data scientistsElite marketplace data scientists (pricing, ranking, matching, experimentation)Successful Series A (o similar) experience is strongly preferredWhy This Role Is DifferentMost DS roles optimise metrics. This one moves money. Your models will directly impact:Credit approval decisionsPricing and marginPortfolio performance and growth velocityThis is not a reporting or support role - it's a core decisionmaking seat for someone with a high grade ML / Data Science skillset.What You'll DoDesign, build and iterate on credit underwriting and pricing models used in live productionTackle highstakes, constrained optimisation problems across credit and marketplace decisioningApply causal and experimental thinking where clean A/B tests aren't possibleOwn the full lifecycle: EDA modelling deployment, partnering closely with engineeringHelp define modelling standards, tradeoffs, and decision frameworks at an early stageWho They're Looking ForStafflevel Data ScientistStrong preference for successful Series A (or early Series B) experienceBackground in credit, lending, fintech, BNPL, or adjacent decisioningheavy domains like marketplacePhD or PhDlevel rigour strongly preferred (but not required if experience demonstrates depth)Strong Python & SQL; comfortable owning productionfacing logicSomeone who thrives in ambiguity, speed, and ownershipCompensation & LogisticsBase salary up to $280k (depending on level)Significant equityNYC based, 3-4 days in officeNo visa sponsorshipIf you've already helped scale a Series A company - and want to do it again with real ownership and influence - this is a rare opportunity.