Claims Examiner- Property Casualty

Claims Examiner- Property CasualtyAt Kinsale Insurance, we do insurance differently. As a leading Excess & Surplus (E&S) lines insurer, we specialize in hard-to-place small to mid-sized commercial accounts. Our expertise, agility, and full control over underwriting and claims allow us to offer brokers unmatched flexibility in solving complex risk challenges. From high-hazard operations to distressed risks and high-exposure venues, we step in where others step back. We are growing and we're looking for a driven, analytical Claims Examiner to join our Casualty Lines Division in Richmond, VA. If you enjoy investigating complex claims, influencing outcomes, and working in a collaborative, high-performance environment, this could be the right next step in your career. What You'll Do As a Claims Examiner, you will take ownership of a diverse portfolio of moderate to complex Property Liability claims and play a key role in delivering fair, timely, and strategic claim resolutions. Your impact will include: Managing the full lifecycle of property liability claims under the guidance of a Claims Supervisor Conducting thorough investigations to evaluate liability, damages, and exposure Interpreting policy coverage and drafting clear, professional coverage correspondence Communicating coverage determinations effectively to policyholders, brokers, and stakeholders Negotiating claims to resolution with sound judgment and strong business acumen Managing litigated claims, including appointing and directing defense counsel Driving litigation strategy proactively toward efficient resolution Participating in mediations and settlement conferences Maintaining precise, well-documented claim files You won't just process claims you'll analyze, strategize, and influence outcomes. What We're Looking For We're seeking someone who is intellectually curious, detail-oriented, and motivated to grow within the E&S marketplace. Experience 12 years of experience handling property liability claims or related industry experience Minimum of 2 years of professional work experience Skills & Strengths Strong analytical and critical thinking abilities Excellent written and verbal communication skills Confident negotiation skills and sound decision-making Ability to manage multiple priorities in a fast-paced environment Experience directing investigations and working with defense counsel Strong organizational and time management skills Proficiency in Microsoft Office (Word, Outlook, Excel, PowerPoint) Collaborative mindset with the ability to work cross-functionally Education Associate's degree or Bachelor's degree preferred Why You'll Love Working at Kinsale Competitive Pay & Bonus Opportunities Rewarding performance and initiative. Comprehensive Benefits Health, dental, and vision insurance with up to $3,600 (individual) or $7,000 (family) in HSA contributions per year. Work-Life Balance Generous paid time off including 22 days of PTO and 10 paid company holidays. Career Growth Clear promotion paths, mentorship, and ongoing professional development. Retirement & Security Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage. Continuous Learning Annual $3,000 reimbursement for educational training and certifications. Integrity & Responsibility Kinsale values strong financial responsibility. A credit check will be conducted as a part of the selection process for roles that require sound judgement, trustworthiness, or access to sensitive information.