Senior Underwriter, Affinity, A&H (Whitehouse Station)

We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Working together, we are one Chubb. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values. We approach problems with a can-do attitude and are committed to developing deep relationships — all while moving quickly to meet client needs.A&H Affinity Solutions offers a portfolio of AD&D, supplemental health, MedGap, travel and specialty insurance products on blanket, voluntary and embedded basis. We offer Blanket and Voluntary products marketed to a) Employer groups and their Employees; b) Affinity groups such as associations, financial institutions, and other membership-based groups; and c) Direct Marketing through large distribution partnerships to accountholders of financial institutions and other membership-based groups. We are seeking a highly skilled and experienced market facing Underwriter for Accident & Health Affinity who will be primarily supporting our MedGap product. As an Underwriter, you will be responsible for reviewing and analyzing insurance proposals to determine the risks and to evaluate the potential of the policies, negotiate terms of the contract, and ensure underwriting policy compliance.The Underwriter role is a technical position that will support existing business as well as growth initiatives for Affinity. A strong candidate will strive to be 90 days out on all renewals; document the underwriting file well; and contribute profitable production. Job Responsibilities:Drives growth, retention and profitability by utilization strategic actions to optimize a book of businessReview, assess and evaluate detailed information to determine insurability of applications for new and renewal business, reinstatements and changes to existing policiesCultivates mutually beneficial internal and external relationships through effective communication and aligned business interestPrepare executive level referrals including profit and loss proforma analysis, business rationale, regulatory considerations, and proposed operational structureProactively develop renewal strategies to maximize retention, drive organic growth and cross sell additional Affinity productsNegotiates rate and/or plan design enhancements that reaches a mutually acceptable agreement or resolution that satisfies the interests of all partiesPerform premium, risk and loss analysisCollaborate effectively with other departments and stakeholders within the organization to ensure seamless and efficient operations of the underwriting functionPerform policy self-audits to ensure compliance with Chubb's underwriting guidelines.Display creative problem solving and critical thinking in underwriting approachChubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.Bachelor's degree or equivalent insurance industry experienceMinimum of 5 years of experience in underwriting in the Accident & HealthIn-depth understanding of underwriting policies and procedures with experience in underwriting various classes of businessExcellent communication skills and strong ability to work collaboratively with a wide range of stakeholders (underwriters, claims, risk management, legal, compliance, etc.)Strong ability to work in a fast-paced working environment. Strong analytical, decision-making skills, with excellent attention to detail and ability to prioritize tasksUnderstanding of regulatory and compliance requirements The pay range for the role is $114,000 to $194,000. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.Full timePosting Date: 2026-02-05