Real Estate Loan Processor

The ideal candidate will ensure the prompt, accurate, and compliant processing of real estate loan applications, contributing to a positive member experience. This role involves coordinating with underwriters, loan officers, and members to ensure loans are correctly documented and move seamlessly through the pipeline. Key Responsibilities: Loan Processing:Review real estate loan applications for completeness and accuracy.Collect and verify documentation provided by members, including income statements, credit reports, title work, appraisals, and other required documents (Source: RH Acronym Guide.docx). Input loan information into the credit union's system, maintaining accuracy and compliance. Communication and Coordination:Maintain consistent communication with loan officers, underwriters, and applicants to ensure timely processing. Address member questions and concerns regarding the loan process, providing exceptional service. Compliance and Quality Assurance:Ensure all loan files comply with credit union policies, state and federal regulations, and industry standards (Source: Operational Support section, RH Acronym Guide.docx).Regularly review loan documentation to avoid errors and omissions.Team Collaboration:Work closely with the lending team to improve workflows and optimize the efficiency of the real estate loan process.Participate in training and development programs to keep updated on compliance and process improvements.Reporting:Track loans through the pipeline and provide periodic updates to management.Generate reports showing loan processing metrics, such as approval timelines, pending applications, and loan volume (Source: Quarterly Verification Report context, RH Acronym Guide.docx).Qualifications:Education: High school diploma or equivalent required; associate's or bachelor's degree in business, finance, or a related field preferred.Experience: Minimum 2 years of experience in residential loan processing required; experience in a credit union or community bank setting preferred. Skills: Strong knowledge of mortgage loan program guidelines (FHA, VA, conventional, etc.). Excellent organizational and multitasking skills. Effective verbal and written communication abilities. Proficiency with loan origination software and standard office software (e.g., Microsoft Office). Certifications: Familiarity with NMLS guidelines is a plus but not required.