Direct Loan Officer

Licensed Loan Officer Job in Warren - Direct Hire | Credit Union | Full-Time | Competitive Salary + BenefitsA well-established credit union in Warren, MI is seeking a Licensed Loan Officer for a direct hire, full-time opportunity. This is a base salary position (not commission) offering competitive compensation, strong benefits, and long-term career growth in the financial services industry.If you have 2-3+ years of lending experience, strong underwriting skills, and a passion for helping members secure the right loan products, this opportunity offers stability, growth, and a Monday-Friday schedule.Loan Officer Job ResponsibilitiesAs a Licensed Loan Officer, you will manage the full loan lifecycle from application to closing while ensuring compliance with federal and state lending regulations.Key Responsibilities Include:Evaluate borrower creditworthiness through loan applications, credit reports, and financial documentationConduct applicant interviews to assess loan eligibility and financial feasibilityAnalyze financial ratios, debt-to-income (DTI), and risk factorsStructure loan terms and repayment plans tailored to member needsRecommend appropriate consumer loan products (direct and indirect lending)Prepare, process, and finalize loan documentation and contractsMaintain accurate records in banking and loan origination systemsCommunicate proactively with members regarding documentation and loan statusCross-sell credit union financial products to meet production goalsEnsure full compliance with lending regulations and internal policiesDeliver exceptional customer service throughout underwriting and closing Qualifications - Licensed Loan Officer Active Lending License (Required)2-3+ years of professional loan origination or consumer lending experienceStrong understanding of underwriting guidelines and credit analysisExperience with direct and indirect lending productsProficiency in banking software and loan processing systemsStrong sales, communication, and negotiation skillsDetail-oriented with the ability to manage multiple loan files efficientlySchedule Monday-Friday8:00 AM - 5:00 PMFull-Time, Direct HireCompensation & Benefits Competitive Base Salary (Not Commission-Based)401(k) with 4% Company MatchHealth InsuranceDental InsuranceVision InsuranceLife InsurancePaid Time Off (PTO)Cost of Living Adjustment (COLA)Why Apply for This Loan Officer Role in Warren, MI? This is an excellent opportunity for a motivated lending professional seeking:Stable, full-time employment with a reputable credit unionPredictable weekday scheduleCompetitive salary plus comprehensive benefitsLong-term career growth in financial services