Principal Security Engineer, Data Security

About UpstartAt Upstart, we're united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that's both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.We're proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn't mean distant. We're intentional about in‐person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in‐person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you'll have the support to work in the way that works best for you.If you're energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we'd love to hear from you.The TeamUpstart's Security team is dedicated to advancing security practices that enhance the safety of our products, customers, and partners. We believe security should empower innovation, move at the speed of the business, and be built in from the ground up. Our mission is to protect Upstart's products and enterprise while enabling teams to move quickly and safely through strong collaboration, automation, and thoughtful security design.Principal Security Engineer – Data SecurityAs a Principal Security Engineer focused on Data Security , you will play a critical role in defining, building, and leading Upstart's data security program. This is a highly impactful role that combines deep hands‐on technical execution with program leadership. You will design and implement scalable data security capabilities, influence cross‐functional partners across the company, and help establish long‐term strategy and accountability for how data is protected at Upstart.This role is ideal for a senior security practitioner who enjoys operating at the intersection of coding, architecture, and cross‐functional leadership, and who has experience taking complex security programs from concept to reality.Position LocationThis role is available in the following locations: Remote (US), San Mateo, Columbus, AustinTime Zone RequirementsThis team operates on the East/West Coast time zones.Travel RequirementsAs a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to still spend high quality time in‐person collaborating via regular onsites. The in‐person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2‐4 consecutive days at a time.How you'll make an impactLead the design and execution of Upstart's data security program, from early foundations through mature, scalable systemsArchitect and build software solutions (APIs, services, and internal tools) that enable effective data protection and governancePartner closely with Engineering, Analytics, Product, Legal, Risk, HR, and other stakeholders to secure sensitive data across diverse domainsEstablish clear goals, success metrics, and accountability for data security initiativesDrive adoption of least‐privilege access models and modern data protection patterns across the organizationMentor engineers and security practitioners, fostering strong technical standards and a culture of ownershipContinuously improve systems by learning from real‐world signals such as false positives, operational feedback, and evolving threatsWhat we're looking forMinimum requirements:Extensive experience across enterprise and operational security domains, with deep focus on Data Security and Identity & Access ManagementExperience owning or leading a Data Security, DLP (Data Loss Prevention), or DSPM (Data Security Posture Management) initiativesProven experience leading security programs that span multiple teams and functionsStrong software engineering background, with the ability to design and build production‐quality systems (e.g., APIs, services, or internal web applications)Experience launching new security capabilities or programs from 0 to 1 in complex environmentsDeep understanding of least‐privilege principles and practical experience applying them at scaleExcellent communication skills, with the ability to influence senior technical and non‐technical stakeholdersAbility to navigate ambiguity, make sound tradeoffs, and independently drive meaningful changePreferred qualifications:Familiarity with modern data protection tooling such as endpoint DLP, data classification, or posture management platformsExperience working with diverse data domains (e.g., analytics, reporting, business operations, or people data)Contributions to the security community through talks, publications, open‐source projects, or other industry involvementFamiliarity with compliance frameworks such as SOC 1, SOC 2, and SOXInterest in long‐term growth as a senior individual contributor, with openness to future people leadership pathsWhat you'll loveCompetitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterlyGenerous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per yearEmployee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employeesAffordable medical, dental, and vision coverage, with multiple plan options – Upstart covers 90% to 100% of the cost depending on the plans you chooseHealth Savings Account contributions from Upstart for eligible plansIncome protection benefits, including company‐paid Basic Life, AD&D, and Short‐ and Long‐Term Disability coverage, with options to purchase supplemental coveragePaid time off, sick and safe time, and company holidaysPaid family and parental leave to support caregiving and major life momentsFamily‐centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregivingEmployee Assistance Program (EAP) offering mental health support and life‐centered resourcesFinancial wellness resources, including access to financial planning tools and a financial concierge serviceAnnual wellness allowance to support your physical and emotional well‐being and personal development, based on what matters most to youAnnual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work fromConnection and community through team events and onsites, all‐company updates, and employee resource groups (ERGs)Onsite perks, including catered lunches and fully stocked micro‐kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).CompensationAt Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location – with our "digital first" philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job‐related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).United States | Remote – Anticipated Base Salary Range$190,600 — $263,900 USDUpstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.If you require reasonable accommodation in completing an application, interviewing, completing any pre‐employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.comhttps://www.upstart.com/candidate_privacy_policy#J-18808-Ljbffr