Life Insurance Business Analyst

Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you’d like, where you’ll be supported and inspired by a collaborative community of colleagues around the world, and where you’ll be able to reimagine what’s possible. Join us and help the world’s leading organizations unlock the value of technology and build a more sustainable, more inclusive world.Job DescriptionRole OverviewThe Senior Business Analyst Life Insurance will lead end-to-end business analysis activities for large and complex initiatives across Life Annuities and related insurance business domains The role involves requirements discovery product design support process reengineering system modernization consulting with business stakeholders and partnering with technology teams to deliver high-quality solutions This position requires deep domain expertise in Life Insurance strong analytical capabilities and the ability to influence senior stakeholdersKey Responsibilities1 Business Analysis Requirements ManagementLead requirements elicitation activities through workshops interviews and data analysisTranslate complex business needs into clear detailed BRDs FRDs user stories and acceptance criteriaConduct gap analysis impact analysis and feasibility assessments for new initiativesEnsure requirements traceability throughout the project lifecycle2 Life Insurance Domain ExpertiseWork across Life and Annuities products such asTerm Life Whole Life UL VUL Annuities Riders Underwriting Policy ServicingInterpret insurance product rules actuarial guidelines complianceregulatory requirements eg NAIC IRDAISupport product configuration policy admin system upgrades and ratefee calculations3 Stakeholder Project LeadershipEngage with senior business leaders across Product Operations Compliance Finance and TechnologyAct as the primary liaison between business and technology teamsProvide thought leadership solution recommendations and decisionsupport analysisMentor and guide junior BAs and offshore teams4 Process Improvement ConsultingLead endtoend process reviews new business underwriting claims billing commissionsIdentify automation and optimization opportunities using LeanSix Sigma principlesSupport transformation programs such as platform modernization digital onboarding and workflow automation5 Technology Tools SystemsExperience with major Life Insurance Policy Administration Systems choose whichever appliesGuidewire Life Vantage Ingenium Life400 ALIP Oracle Insurance FAST or similarWork with integration workflow document management and data platformsSupport testing SIT UAT defect triage and validation of business rulesUnderstanding of APIs data mappings and downstream system impactsRequired Skills Qualifications13-14 years of total experience with at least 10 years in Life Insurance domainStrong functional knowledge of Life Insurance products processes and regulatory landscapeProven experience leading large multistakeholder programsExpertise in BA tools JIRA Confluence Visio Azure DevOpsExcellent analytical problemsolving and documentation skillsStrong communication facilitation and stakeholder management abilitiesExperience with AgileScrum and Waterfall methodologiesCertifications PreferredLOMA ALMIFLMICSPO CBAP IIBAAgile certificationsThe base compensation range for this role in the posted location is: $110000 to $138059Capgemini provides compensation range information in accordance with applicable national, state, provincial, and local pay transparency laws. The base compensation range listed for this position reflects the minimum and maximum target compensation Capgemini, in good faith, believes it may pay for the role at the time of this posting. This range may be subject to change as permitted by law.The actual compensation offered to any candidate may fall outside of the posted range and will be determined based on multiple factors legally permitted in the applicable jurisdiction.These may include, but are not limited to: Geographic location, Education and qualifications, Certifications and licenses, Relevant experience and skills, Seniority and performance, Market and business consideration, Internal pay equity.It is not typical for candidates to be hired at or near the top of the posted compensation range.In addition to base salary, this role may be eligible for additional compensation such as variable incentives, bonuses, or commissions, depending on the position and applicable laws.Capgemini offers a comprehensive, non-negotiable benefits package to all regular, full-time employees. In the U.S. and Canada, available benefits are determined by local policy and eligibility and may include:Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade, Company paid holidays, Personal Days, Sick LeaveMedical, dental, and vision coverage (or provincial healthcare coordination in Canada)Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada)Life and disability insuranceEmployee assistance programsOther benefits as provided by local policy and eligibilityImportant Notice: Compensation (including bonuses, commissions, or other forms of incentive pay) is not considered earned, vested, or payable until it becomes due under the terms of applicable plans or agreements and is subject to Capgemini’s discretion, consistent with applicable laws. The Company reserves the right to amend or withdraw compensation programs at any time, within the limits of applicable legislation.DisclaimersCapgemini is an Equal Opportunity Employer encouraging inclusion in the workplace. Capgemini also participates in the Partnership Accreditation in Indigenous Relations (PAIR) program which supports meaningful engagement with Indigenous communities across Canada by promoting fairness, accessibility, inclusion and respect. We value the rich cultural heritage and contributions of Indigenous Peoples and actively work to create a welcoming and respectful environment. All qualified applicants will receive consideration for employment without regard to race, national origin, gender identity/expression, age, religion, disability, sexual orientation, genetics, veteran status, marital status or any other characteristic protected by law.This is a general description of the Duties, Responsibilities and Qualifications required for this position. Physical, mental, sensory or environmental demands may be referenced in an attempt to communicate the manner in which this position traditionally is performed. Whenever necessary to provide individuals with disabilities an equal employment opportunity, Capgemini will consider reasonable accommodations that might involve varying job requirements and/or changing the way this job is performed, provided that such accommodation does not pose an undue hardship. Capgemini is committed to providing reasonable accommodation during our recruitment process. If you need assistance or accommodation, please reach out to your recruiting contact.Please be aware that Capgemini may capture your image (video or screenshot) during the interview process and that image may be used for verification, including during the hiring and onboarding process.Click the following link for more information on your rights as an Applicant in the United States. http://www.capgemini.com/resources/equal-employment-opportunity-is-the-lawCapgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem.