Credit Analyst

Company DescriptionParamount Financial is a financial firm specializing in commercial financing and leasing programs that are designed to support both established and start-up companies. Located in Scottsdale, AZ and Newport Beach, CA, Paramount Financial remains committed to empowering businesses with competitive and flexible financing solutions.Role DescriptionThis is a full-time, on-site role located in Newport Beach, CA, for a Credit Analyst. The Credit Analyst will evaluate credit applications, assess financial risks, and determine creditworthiness for new and existing clients. Responsibilities include analyzing bank statements, credit reports, and preparing credit summaries for internal and external key stakeholders. This role collaborates closely with the sales team to support informed approval decisions and enhance the organization’s credit lending process.QualificationsProven experience and expertise in Credit Management and Credit evaluationStrong Analytical Skills with the ability to interpret financial dataBackground in Finance; understanding of financial statements and lending principlesExcellent Communication skills, including report writing and client interactionAttention to detail, strong problem-solving abilities, and time management skillsProficiency in relevant financial software tools and technologyBachelor's degree in Finance, Accounting, Business Administration, or a related field is preferredExperience in equipment financing or commercial lending is preferred