Credit Officer II

Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!Job Description:The Credit Officer II role is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, real estate loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market.Responsibilities:Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bankManages client and prospect originations including initial credit structuring, underwriting, legal documentation review, and deal closingDelivers on data accuracy and quality of underwriting metrics in compliance with internal policies and proceduresMonitors assigned portfolios of client loan maturities and collaborates with Analysts to continuously recognize and address risks in a timely mannerEscalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriateParticipates in Regional and Market meetings to communicate credit delivery best practices and resultsSkills:Business AcumenCoachingDecision MakingHiring and OnboardingLoan StructuringCollaborationCredit Documentation RequirementsOral CommunicationsRisk ManagementWritten CommunicationsChange ManagementExecutive PresenceOrganizational EffectivenessUnderwritingRequired Qualifications:10+ years of solid Commercial Banking experienceExperience in financial analysis, structuring, underwriting and portfolio managementAnalytical/technical skills, including financial accounting, modeling and loan structuringStrong communication skills; ability to communicate vertically, horizontally, and externallyIndustry knowledge across multiple sectors     Minimum Education Requirement: BA/BS Degree DesiredShift:1st shift (United States of America)Hours Per Week: 40