Sr P&C Data Scientist

CompanyFarm FamilyFarm Family specializes in farm and ranch protection with a wide range of products including flexible farm packages, business owner policies, commercial package, workers compensation, commercial auto and select personal auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is pursuing growth across the U.S. The Farm Family entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.Job DescriptionThe Senior P&C Data Scientist owns the development and improvement of analytical models and insights that inform pricing, underwriting, and portfolio management decisions. This role applies statistical, machine learning, and data analysis techniques to insurance data to improve risk segmentation and rate adequacy, supporting profitable growth across products and locations.Operating with a high level of independence and accountability, the role partners closely with pricing actuaries, underwriting, claims, distribution, product, and IT professionals to translate business questions into analytical solutions, implement models into pricing workflows, and monitor performance over time. The Senior P&C Data Scientist also mentors lessexperienced team members and contributes to the continued maturation of the pricing analytics function.Key ResponsibilitiesPricing & Insurance AnalyticsDevelop, refine, and maintain analytical models supporting P&C pricing, including frequency, severity, pure premium, risk segmentation, persistency, and portfolio optimization modelsIndependently own pricing models translating analytical results into actionable recommendationsApply insurance domain knowledge (e.g., coverage, exposure, underwriting rules, regulatory considerations) in model design, development, interpretation, and business useModeling & Data Science ExecutionOwn the endtoend analytical lifecycle for complex initiatives: data exploration, feature engineering, model building, validation, implementation, monitoring, and enhancementSelect and apply statistical and machine learning techniques appropriate for pricing use cases, balancing predictive performance, stability, interpretability, and regulatory considerationsDesign and execute validation frameworks to assess model performance, stability, and business impactDrive the implementation of models and analytical outputs into pricing and reporting workflowsData & Technical SkillsWork independently with large, structured and semistructured datasets using SQL and analytical programming languages (e.g., Python or R)Establish and uphold high standards for data quality, reproducibility, documentation, and version controlFollow model development best practices and model risk governance standardsBusiness Partnership & CommunicationServe as a trusted analytics partner to actuarial, underwriting, distribution, and product stakeholdersTranslate technical analyses into clear, actionable insights using appropriate visualizations and written summariesInfluence decisionmaking by framing tradeoffs, risks, and opportunities using datadriven narrativesRespond to feedback and iterate on analyses to better support business decisionsPresent analytical findings to senior management and crossfunctional leadershipCoaching & Continuous ImprovementMentor and provide technical guidance to P&C Data Scientist I and II team members through code reviews, modeling discussions, and project supportContribute to the development of analytical standards, best practices, and reusable modeling frameworksStay current on P&C industry trends, pricing methodologies, and analytical best practices within P&C insuranceProactively identify opportunities to improve models, processes, data usage, and business outcomes within the pricing analytics functionRequired QualificationsBachelor's degree in mathematics, statistics, actuarial science, computer science, data science, or a related quantitative fieldFive years of relevant experience in data science, analytics, pricing, actuarial, or related quantitative roles. A master's degree may be considered in lieu of one to two years of experienceAdvanced proficiency in analytical programming languages and tools (e.g., SQL, Python, R)Experience working with large, complex datasets and applying statistical or machine learning methods to realworld business problemsStrong analytical judgment, problemsolving ability, and communication skillsProven ability to work independently and own complex analytical modelsPreferred QualificationsSignificant experience in Property & Casualty insurance, particularly pricing, ratemaking, underwriting analytics, or actuarial supportFamiliarity with several predictive modeling techniques (e.g., GLMs, treebased models, gradient boosting)Familiarity with regulatory and governance considerations related to pricing and underwritingExperience implementing and monitoring models in production or business workflowsExperience mentoring and reviewing the work of junior coworkersJob LevelThe base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, this position is eligible for an annual bonus based on company and individual performance as well as a generous benefits package.Omaha Pay Range $92,000 - $138,000Albany & Chicago Pay Range $102,000 - $152,000Los Angeles & New York City Pay Range $112,000 - $160,000PLEASE NOTE:Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas.If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.Benefits and CompensationWe offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.Core ValuesAt Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we apsire to be - guiding how we work, how we lead and how we succeed.