Loan Officer

Loan OfficerDo you love meeting people, building relationships, and helping small businesses get the capital they need to grow? Do spreadsheets and community events both make sense in your world? If yes - keep reading.What You'll Be Doing (aka your everyday impact)Build and nurture relationships with community leaders and referral partnersRepresent the organization at community events, meetings, and networking opportunitiesMeet with prospective borrowers to understand their goals and funding needsCollect and review financial documents to support sound lending decisionsAnalyze creditworthiness and evaluate collateralStructure loan terms and negotiate agreements that work for everyonePrepare and present loan proposals for management approvalDeliver timely application review and excellent communication (no ghosting borrowers - we're all adults here)Provide technical assistance and guidance to applicants and small business ownersConnect with and occasionally present to the BoardVolunteer and stay visible in the community we serveWhat Makes You a Great FitYou genuinely enjoy people - from new entrepreneurs to seasoned business ownersYou communicate clearly and professionally, and you keep confidences (no gossip lenders)You're comfortable reviewing financial statements and making data-driven decisionsYou can manage multiple applications without losing your cool - or your coffeeYou're proactive, organized, and follow through on what you say you'll doYou believe access to capital can change lives and communitiesWhy Work With UsYour work directly impacts real businesses and real familiesSupportive leadership and a mission-driven environmentOpportunities to engage in the community, not just sit behind a deskProfessional growth in lending, underwriting, and community development