Private Bank, Lending Specialist (CRE/C&I)

DescriptionThe Private Bank Lending Specialist supports Relationship Managers with their loan portfolio with extraordinary care and service. The lending specialist works in primarily operational, processing, and analytical capacities, ensuring a high level of quality control from the loan application through closing process. The LS is an expert on credit policy, lending origination systems, and regulatory requirements involved in commercial real estate/multi-family lending or C&I.Primary Responsibilities IncludeWorks closely with RM and client to identify lending needs and solutions. Performs analysis of client's financials to determine loan eligibility.After RM handoff, serves as main POC for all internal/external parties to lending transactions while keeping RM in the loop.Manages end-to-end loan process with clients, internal/external partners from inquiry through post-closing (e.g., presents loan to Credit Officer for approval, locks & submits loans, collects conditions, assists with closing coordination and any post-closing requests). Monitors pipeline to ensure loan workflow is efficient and meeting closing deadlines. Maintains a high level of quality control for verifying accuracy of financial and loan documents.Qualifications, Education, Certifications And/or Other Professional Credentialsminimum 3-5+ years of experience and knowledge of credit policy, lending origination systems, complex underwriting, and regulatory requirements involved in commercial real estate/multi-family lending. Lending underwriting and credit analysis experience required.Demonstrated success working in high net worth, non-traditional loans and underwritingStrong written and verbal communication skills with high attention to detailProficient use of MS Excel is required- pivot tables, macros, formulas and application navigationHours & Work ScheduleHours per Week: 40 (this is an exempt position and meeting deadlines requires flexibility in time management and additional hours as needed)Work Schedule: M-F (required 4 days in office/1 day WFH)Pay TransparencyThe salary range for this position is $125,000 - $145,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.Equal Employment OpportunityCitizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growthPosting End Date: 05/31/2026